1612 Mack St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1612 Mack St, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,633 sqft · built 1972
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2022)
Tax Bill	$3,106 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0502-33-2108`

Property Details

APN / Parcel Number

Primary APN	`0502-33-2108`
Alternative APN	`0502.14332108`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,633 sqft Heated Area
Gross Area	1,584 sqft
1st Floor Area	1,152 sqft
Basement Area	481 sqft
Finished Basement	481 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	156 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1612 MACK ST
City	SPRING LAKE
State	NC
Zip	28390-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILLS LO:10 SE:05 BL:M PL:0039-0054
Legal Subdivision	HOLLY HILLS
Legal Block	M
Legal Lot Number	10
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2000
Census Tract	3601

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1612 MACK ST, SPRING LAKE, NC 28390-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
May 6, 2020	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG
Jun 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 20, 2018	Trustee's Deed, Foreclosure PRIORITY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	May 6, 2020 · Amount on Record
Deed Document Number	202219247
Deed Book / Page	11468 / 645
Last Transfer Date	Jan 28, 2025
Transfer Doc	0121560252
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 10, 2022
Property Address	1612 MACK ST, SPRING LAKE, NC 28390-2515
Document Number	0114680645
Book / Page	11468 / 645
Map Reference	MB 39 PG 54
Instrument Date	Apr 18, 2022
Instrument	19247
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	573 ASHLEY CIR, DOTHAN, AL 36305-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 MACK ST, SPRING LAKE, NC 28390-2515

Mortgage

Document Number	0000019248
Date	May 10, 2022
Instrument	19248

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 6, 2020
Property Address	1612 MACK ST, SPRING LAKE, NC 28390-2515
Document Number	0107570096
Book / Page	010757 / 000096
Instrument Date	Apr 23, 2020
Instrument	15378
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1612 MACK ST SPRING LAKE NC 283902515, SPRING LAKE, NC 28390-2515

Mortgage

Document Number	107570099
Date	May 6, 2020
Book Page	010757/000099
Instrument	15380

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 3, 2019
Property Address	1612 MACK ST, SPRING LAKE, NC 28390-2515
Document Number	0105130217
Book / Page	010513 / 000217
Instrument Date	May 30, 2019
Instrument	16329
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8817 COCHRAN CT WAKE FOREST NC 275874311, WAKE FOREST, NC 27587-4311

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 20, 2018
Property Address	1612 MACK ST, SPRING LAKE, NC 28390-2515
Document Number	0103260479
Book / Page	010326 / 000479
Instrument Date	Jun 19, 2018
Instrument	18410
Transaction Type	Foreclosure
Record Updated	Jul 13, 2018
Title Company	PRIORITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,106.00
2025	$3,106.00 (+79.85%)	$153,540 (+41.65%) Land $25,000 Building $128,540	$153,540 (+41.65%) Land $25,000 Building $128,540
2024	$1,727.00 (+11.49%)	$108,397 (-) Land $11,000 Building $97,397	$108,397 (-) Land $11,000 Building $97,397
2023	$1,549.00 (+13.73%)	$108,397 Land $11,000 Building $97,397	$108,397 Land $11,000 Building $97,397
2022	$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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