1609 Mack St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1609 Mack St, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1973
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2022)
Tax Bill	$3,005 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0502-33-4002`

Property Details

APN / Parcel Number

Primary APN	`0502-33-4002`
Alternative APN	`0502.14334002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	149 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1609 MACK ST
City	SPRING LAKE
State	NC
Zip	28390-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILLS LO:18 SE:05 BL:E PL:0039-0054
Legal Subdivision	HOLLY HILLS
Legal Block	E
Legal Lot Number	18
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2002
Census Tract	3601

Owner

1609 Mack St is owned and occupied by an individual who bought it in August 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1609 MACK ST, SPRING LAKE, NC 28390-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Mar 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	202233719
Deed Book / Page	11551 / 469
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 18, 2022
Property Address	1609 MACK ST, SPRING LAKE, NC 28390-2514
Document Number	0115510469
Book / Page	11551 / 469
Map Reference	MB 39 PG 54
Instrument Date	Jul 27, 2022
Instrument	33719
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2014 BRAGG BLVD, 2014, FAYETTEVILLE, NC 28303-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 MACK ST, SPRING LAKE, NC 28390-2514

Mortgage

Document Number	0000033720
Date	Aug 18, 2022
Instrument	33720

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 2, 2022
Property Address	1609 MACK ST, SPRING LAKE, NC 28390-2514
Document Number	0114070720
Book / Page	11407 / 720
Map Reference	MB 39 PG 54
Instrument Date	Feb 23, 2022
Instrument	8912
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1784, FAYETTEVILLE, NC 28302-1784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 BRAGG BLVD, FAYETTEVILLE, NC 28303-4353

Tax Assessment & Valuation

The 2026 property tax bill for 1609 Mack St was $3,005.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,005.00
2025	$3,005.00 (+66.94%)	$156,951 (+62.97%) Land $25,000 Building $131,951	$156,951 (+62.97%) Land $25,000 Building $131,951
2024	$1,800.00 (+11.25%)	$96,305 (-) Land $11,000 Building $85,305	$96,305 (-) Land $11,000 Building $85,305
2023	$1,618.00	$96,305 Land $11,000 Building $85,305	$96,305 Land $11,000 Building $85,305
2019	$1,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Mack St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Mack St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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