1608 Mack St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1608 Mack St, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1972
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Dec 2024)
Tax Bill	$2,901 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0502-33-3201`

Property Details

APN / Parcel Number

Primary APN	`0502-33-3201`
Alternative APN	`0502.14333201`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,584 sqft Heated Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	149 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1608 MACK ST
City	SPRING LAKE
State	NC
Zip	28390-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILLS LO:9 SE:05 BL:M PL:0039-0054
Legal Subdivision	HOLLY HILLS
Legal Block	M
Legal Lot Number	9
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2000
Census Tract	3601

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 MACK ST, SPRING LAKE, NC 28390-2515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Jan 24, 2022	Warranty Deed, Transfer · FHA Mortgage ENCOMPASS LENDING GROUP LP
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	202437536
Deed Book / Page	12128 / 745
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 12, 2024
Property Address	1608 MACK ST, SPRING LAKE, NC 28390-2515
Document Number	0121280745
Book / Page	12128 / 745
Map Reference	MB 39 PG 54
Instrument Date	Nov 28, 2024
Instrument	37536
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MACK ST, SPRING LAKE, NC 28390-2515

Mortgage

Document Number	0000037537
Date	Dec 12, 2024
Instrument	37537

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 24, 2022
Property Address	1608 MACK ST, SPRING LAKE, NC 28390-2515
Document Number	0113730145
Book / Page	11373 / 145
Map Reference	MB 39 PG 54
Instrument Date	Jan 19, 2022
Instrument	3025
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 FILLY LN, 217, RAEFORD, NC 28376-5611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MACK ST, SPRING LAKE, NC 28390-2515

Mortgage

Document Number	0000003026
Date	Jan 24, 2022
Instrument	3026

Lender

Name	ENCOMPASS LENDING GROUP LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	1608 MACK ST, SPRING LAKE, NC 28390-2515
Document Number	0100590600
Book / Page	010059 / 000600
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MACK ST SPRING LAKE NC 283902515, SPRING LAKE, NC 28390-2515

Mortgage

Document Number	0100590600
Date	Mar 24, 2017
Book Page	010059/000600
Instrument	9246

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2032

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,901.00
2025	$2,901.00 (+74.65%)	$148,029 (+42.78%) Land $25,000 Building $123,029	$148,029 (+42.78%) Land $25,000 Building $123,029
2024	$1,661.00 (+11.63%)	$103,677 (-) Land $11,000 Building $92,677	$103,677 (-) Land $11,000 Building $92,677
2023	$1,488.00	$103,677 Land $11,000 Building $92,677	$103,677 Land $11,000 Building $92,677
2022	$1,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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