16112 Pine Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 16112 Pine Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,907 sqft · built 1996
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$717,500 (Oct 2024)
Tax Bill	$8,862 (2025)
Deeds & Mortgages	Jul 2026 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25T-63-0201`

Property Details

APN / Parcel Number

Primary APN	`25T-63-0201`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,907 sqft Living Area
Gross Area	6,548 sqft
1st Floor Area	2,481 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	100 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	356 sqft
Deck Area	165 sqft
Patio Area	120 sqft
Balcony Area	16 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16112 PINE TERRACE DR
City	BALLWIN
State	MO
Zip	63021-6082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PINE RIDGE TRAILS PLAT ONE LOT 13
Legal Subdivision	PINE RIDGE TRAILS PLAT ONE
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3000
Census Tract	217921

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16112 PINE TERRACE DR, BALLWIN, MO 63021-6082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage THE HOME LOAN EXPERT LLC
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	20241022496
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000000359
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 20, 2026
Property Address	16112 PINE TERRACE DR, BALLWIN, MO 63021-6082
Document Number	0000000359
Instrument Date	Jul 16, 2026
Instrument	2026359
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16112 PINE TERRACE DR, BALLWIN, MO 63021-6082

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16112 PINE TERRACE DR, BALLWIN, MO 63021-6082
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	TITLE SOURCES INC, TITLE RESOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16112 PINE TERRACE DR, BALLWIN, MO 63021-6082

Mortgage

Document Number	0247285066
Date	Mar 17, 2021
Book Page	24728/5066
Instrument	2021031700498

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16112 PINE TERRACE DR, BALLWIN, MO 63021-6082
Document Number	0238020908
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	TITLE RSRCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16112 PINE TERRACE DR BALLWIN MO 630216082, BALLWIN, MO 63021-6082

Mortgage

Document Number	0238020908
Date	Nov 21, 2019
Book Page	023802/000908
Instrument	255

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,620 (-) Land $45,510 Building $84,110	$682,200 (-) Land $239,500 Building $442,700
2025	$8,862.00 (+12.63%)	$129,620 (+14.96%) Land $45,510 Building $84,110	$682,200 (+14.96%) Land $239,500 Building $442,700
2024	$7,868.00 (+0.09%)
2023	$7,861.00 (+15.23%)	$112,750 (+23.63%) Land $25,270 Building $87,480	$593,400 (+23.63%) Land $133,000 Building $460,400
2022	$6,822.00	$91,200 Land $15,160 Building $76,040
2021			$480,000 Land $79,800 Building $400,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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