16129 Pine Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 16129 Pine Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,919 sqft · built 1996
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,400 (Jun 2021)
Tax Bill	$7,444 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24T-31-0221`

Property Details

APN / Parcel Number

Primary APN	`24T-31-0221`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,919 sqft Living Area
Gross Area	5,549 sqft
1st Floor Area	3,709 sqft
Basement Area	1,210 sqft
Finished Basement	1,210 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	139 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	364 sqft
Deck Area	302 sqft
Patio Area	100 sqft
Balcony Area	22 sqft
Utility Building	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16129 PINE TERRACE DR
City	BALLWIN
State	MO
Zip	63021-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PINE RIDGE TRAILS PLAT ONE LOT 24
Legal Subdivision	PINE RIDGE TRAILS PLAT ONE
Legal Lot Number	24
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3000
Census Tract	217921

Owner

Source: St. Louis County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16129 PINE TERRACE DR, BALLWIN, MO 63021-6084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Sep 12, 2012 · Amount on Record
Deed Document Number	202162255
Deed Book / Page	24900 / 1316
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	0201542318
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 2, 2021
Property Address	16129 PINE TERRACE DR, BALLWIN, MO 63021-6084
Document Number	0249001316
Book / Page	24900 / 1316
Map Reference	MB 335 PG 99
Instrument Date	May 24, 2021
Instrument	2021060200255
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	US TITLE-SOUTH COUNTY, US TITLE SOUTH COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 GREENBANK DR, 8, CHESTERFIELD, MO 63005-7106

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16129 PINE TERRACE DR, BALLWIN, MO 63021-6084

Mortgage

Document Number	2021060200256
Date	Jun 2, 2021
Instrument	2021060200256

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16129 PINE TERRACE DR, BALLWIN, MO 63021-6084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16129 PINE TERRACE DR, BALLWIN, MO 63021-6084

Mortgage

Document Number	0242580846
Date	Aug 20, 2020
Book Page	24258/846
Instrument	2020082001636

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,160 (+13.61%) Land $42,920 Building $78,240	$637,700 (+13.61%) Land $225,900 Building $411,800
2024	$7,444.00 (+0.09%)
2023	$7,437.00 (+11.67%)	$106,650 (+19.78%) Land $23,850 Building $82,800	$561,300 (+19.78%) Land $125,500 Building $435,800
2022	$6,660.00	$89,040 Land $14,310 Building $74,730
2021			$468,600 Land $75,300 Building $393,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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