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1611 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 1611 W Gandy St, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details1,535 sqft · built 1994
Lot Size0.216 acres (9,392 sqft)
OwnerIndividual Name on File
Last Sale$111,500 (Aug 2016)
Tax Bill$1,176 (2024)
Deeds & MortgagesJan 2020 Mortgage
Jan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APND018 3326001

Property Details

APN / Parcel Number

Primary APND018 3326001
Alternative APN
  • 144014

Interior

Stories1 Story
Building Area1,535 sqft Living Area
1st Floor Area1,535 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Lot Area9,392 sqft (0.216 acres)
Lot Dimensions116 ft deep x 81 ft wide
Garage TypeCarport
Garage Area362 sqft
CarportCarport
Carport Area362 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area56 sqft

Location & Zoning

Street Address1611 W GANDY ST
CityDENISON
StateTX
Zip75020-3556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAGERS REPLAT, BLOCK 1, LOT 1, ACRES .2156
Legal SubdivisionSAGERS REPLAT
Legal Block1
Legal Lot Number1
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2031
Census Tract400

Owner

1611 W Gandy St is owned and occupied by an individual who bought it in August 2016.

Source: Grayson County records, as of August 11, 2025

Owner of RecordIndividual Name on File
Mailing Address1611 W GANDY ST, DENISON, TX 75020-3556
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 29, 2020Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2016 · Amount on File
Deed SaleAug 29, 2016 · Amount on File
Prior SaleMar 20, 2014
Deed Document Number201618262
Deed Book / Page5864 / 181
Prior Transfer DateOct 5, 2010
Prior Transfer Doc0000020490
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1611 W GANDY ST, DENISON, TX 75020-3556
Document Number0000004644
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1611 W GANDY ST DENISON TX 750203556, DENISON, TX 75020-3556

Mortgage

Document Number0000004644
DateFeb 26, 2020
Instrument4644
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address1611 W GANDY ST, DENISON, TX 75020-3556
Document Number0000004846
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1611 W GANDY ST DENISON TX 750203556, DENISON, TX 75020-3556

Mortgage

Document Number0000004846
DateFeb 27, 2020
Instrument4846
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount on Record
Term360 Months
DueFeb 26, 2050
Interest
Rate4%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207,164$218,249 Land $48,095 Building $170,154
2024$1,176.00
2023$223,690 Land $44,902 Building $178,788$223,690 Land $44,902 Building $178,788
2022$2,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1611 W Gandy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1611 W Gandy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Bluepeak
Fiber		5,000 / 5,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: 360 Broadband, Nextlink, TekWav.

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