1608 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 1608 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,636 sqft · built 1945
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on Record
Tax Bill	$3,877 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`D018 3081009`

Property Details

APN / Parcel Number

Primary APN	`D018 3081009`
Alternative APN	`143923`

Interior

Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1993
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1608 W GANDY ST
City	DENISON
State	TX
Zip	75020-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE VILLAGE ADDN, BLOCK 3, LOT 2 & E 1/2 OF 3, ACRES .2583
Legal Subdivision	HILLSIDE VILLAGE ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2027
Census Tract	400

Owner

Source: Grayson County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 W GANDY ST, DENISON, TX 75020-3557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIGRIS COMMERCIAL SERVICE LLC
Apr 8, 2024	Warranty Deed, Transfer
Oct 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNITE MORTGAGE
Nov 17, 2021	Warranty Deed, Construction Loan · Construction Mortgage CAPITAL FUND I LLC
May 6, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Aug 9, 2018	Warranty Deed, Transfer COVE INVESTMENT GROUP LLC
Jan 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024
Deed Sale	Apr 8, 2024
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	20249325
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0000017948
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1608 W GANDY ST, DENISON, TX 75020-3557
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039508
Date	Nov 18, 2021
Instrument	2021-00039508

Lender

Name	TIGRIS COMMERCIAL SERVICE LLC
Type	Non-Lending Institution
Address	ROWLETT, TX 75088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 8, 2024
Property Address	1608 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000009325
Map Reference	VOL 402 PG 422
Instrument Date	Apr 5, 2024
Instrument	2024-9325
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 W GANDY ST, DENISON, TX 75020-3557

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 4, 2022
Property Address	1608 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000033051
Map Reference	VOL 402 PG 422
Instrument Date	Sep 30, 2022
Instrument	2022-33051
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 HIDDEN BLUFF CT, PROSPER, TX 75078-8789

Mortgage

Document Number	0000033052
Date	Oct 4, 2022
Instrument	2022-33052

Lender

Name	UNITE MORTGAGE
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 17, 2021
Property Address	1608 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000039269
Map Reference	VOL 402 PG 422
Instrument Date	Nov 12, 2021
Instrument	2021-00039269
Transaction Type	Construction Loan
Record Updated	May 16, 2024
Title Company	NATION TITLE, NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 WEST GRANDY STREET, DENISON, TX 75020-3557
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039270
Date	Nov 17, 2021
Instrument	2021-00039270

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	GRAYSON TX
Recording Date	May 6, 2020
Property Address	1608 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000010862
Instrument Date	May 6, 2020
Instrument	10862
Transaction Type	Foreclosure
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 115 TOM BEAN TX 754890115, TOM BEAN, TX 75489-0115

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 9, 2018
Property Address	1608 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000017948
Instrument Date	Jul 2, 2018
Instrument	17948
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 W GANDY ST DENISON TX 750203557, DENISON, TX 75020-3557

Mortgage

Document Number	17949
Date	Aug 9, 2018
Instrument	17949

Lender

Name	COVE INVESTMENT GROUP LLC
Address	2426 W 10TH ST, DALLAS, TX 75211-2650

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 17, 2017
Property Address	1608 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000001118
Book / Page	005936 / 000231
Instrument Date	Jan 17, 2017
Instrument	1118
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	346 OAKS TRL #200 GARLAND TX 750434095, 200, GARLAND, TX 75043-4095

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,953 (-0.9%) Land $52,875 Building $114,078	$166,953 (-0.9%) Land $52,875 Building $114,078
2024	$3,877.00 (+18.35%)
2023		$168,474 Land $45,000 Building $123,474	$168,474 Land $45,000 Building $123,474
2022	$3,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink, TekWav.

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