1600 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 1600 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,905 sqft · built 1940
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual Name on File
Tax Bill	$4,833 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D018 3081008`

Property Details

APN / Parcel Number

Primary APN	`D018 3081008`
Alternative APN	`143922`

Interior

Building Area	1,905 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	2,020 sqft
Upper Floors Area	518 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Lot Area	12,001 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	384 sqft
Utility Building	144 sqft

Location & Zoning

Account Number	143922
Old Parcel Number	D018 3081008
Street Address	1600 W GANDY ST
City	DENISON
State	TX
Zip	75020-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE VILLAGE ADDN, BLOCK 3, LOT 1, ACRES .2755
Legal Subdivision	HILLSIDE VILLAGE ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2027
Census Tract	400

Owner

1600 W Gandy St is owned and occupied by an individual who acquired it in August 2021.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1600 W GANDY ST, DENISON, TX 75020-3557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Vendor's Lien, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Oct 25, 2018	Warranty Deed, Transfer CALIBER HM LOANS
May 2, 2018	Warranty Deed, Transfer CHRIS SIERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021
Deed Sale	Aug 4, 2021
Prior Sale	Oct 25, 2018
Deed Document Number	2021-00026325
Record Updated	Jun 8, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 4, 2021
Property Address	1600 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000026325
Map Reference	VOL 402 PG 422
Instrument Date	Aug 3, 2021
Instrument	2021-00026325
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 W GANDY ST, DENISON, TX 75020-3557

Mortgage

Document Number	0000026326
Date	Aug 4, 2021
Instrument	2021-00026326

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 25, 2018
Property Address	1600 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000024083
Instrument Date	Oct 23, 2018
Instrument	24083
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 W GANDY ST DENISON TX 750203557, DENISON, TX 75020-3557

Mortgage

Document Number	24084
Date	Oct 25, 2018
Instrument	24084

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 2, 2018
Property Address	1600 W GANDY ST, DENISON, TX 75020-3557
Document Number	0000009754
Instrument Date	May 2, 2018
Instrument	9754
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 KNIGHT RD DENISON TX 750208046, DENISON, TX 75020-8046

Mortgage

Document Number	9755
Date	May 2, 2018
Instrument	9755

Lender

Name	CHRIS SIERSON
Address	267 THOMPSON HEIGHTS DR, DENISON, TX 75020-0417

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 1, 2019

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,879 Land $54,000 Building $212,879	$266,879 Land $54,000 Building $212,879
2024	$4,833.00
2023		$240,897 Land $46,680 Building $194,217	$240,897 Land $46,680 Building $194,217
2022	$4,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1600 W Gandy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1600 W Gandy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink, TekWav.

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