1548 14th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1548 14th St, Oceano, CA 93445

Property Summary

Property TypeQuadplex
Details8 bd · 8 ba · 3,348 sqft · built 1988
Lot Size0.174 acres (7,556 sqft)
OwnerCompany Name on Record
Last Sale$480,000 (Mar 2010)
Tax Bill$7,935 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-041-056

Property Details

APN / Parcel Number

Primary APN062-041-056

Interior

Bedrooms8 Beds
Full Baths8 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area3,348 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleQuadruplex
Construction TypeWood
Lot Area7,556 sqft (0.174 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1548 14TH ST
CityOCEANO
StateCA
Zip93445-9420
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeRMF
Legal DescriptionPM 44-02 PAR 2
Legal SubdivisionPARCEL MAP COAL-87-163
Legal Block2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2041
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1548 14TH ST, OCEANO, CA 93445-9420
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 26, 2021Intrafamily Transfer, Transfer
May 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2010 · Amount on Record
Deed SaleMar 9, 2010 · Amount on Record
Deed Document Number201010733
Last Transfer DateFeb 18, 2021
Transfer Doc0000017524
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 8, 2021
Property Address1548 14TH ST, OCEANO, CA 93445-9420
Document Number0000017524
Map ReferenceMB 44 PG 2
Instrument DateFeb 18, 2021
Instrument2021017524
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyNOT AVAILABLE, MIS TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8900 SOUTHURST ST, HIGHLANDS RANCH, CO 80129-2782

Mortgage

Document Number0000017525
DateMar 8, 2021
Instrument2021017525
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 26, 2021
Property Address1548 14TH ST, OCEANO, CA 93445-9420
Document Number0000015065
Map ReferenceMB 44 PG 2
Instrument DateFeb 18, 2021
Instrument2021015065
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8900 SOUTHURST ST, HGHLNDS RANCH, CO 80129-2782

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 29, 2018
Property Address1548 14TH ST, OCEANO, CA 93445-9420
Document Number0000021691
Instrument DateMay 23, 2018
Instrument21691
Transaction TypeTransfer
Record UpdatedJun 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6652 SHANNON TRL HIGHLANDS RANCH CO 801308039, HIGHLANDS RANCH, CO 80130-8039

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$631,968 (+2%) Land $230,402 Building $401,566
2025$7,935.00 (+3.94%)$619,578 (+4.04%) Land $225,885 Building $393,693
2024$7,634.00 (+0.98%)
2023$7,560.00 (+1.29%)$595,520 Land $217,114 Building $378,406
2022$7,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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