1604 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1604 Victory Ct, Prospect, KY 40059

Property Summary

Property Type	Condominium
Details	3 bd · 5 ba · 2,516 sqft · built 1999
Lot Size	0.187 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2012)
Tax Bill	$6,202 (2025)
Deeds & Mortgages	Aug 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`01-05-01-40`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-40`
Alternative APNs	`47573` `73611`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.187 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	73611
Street Address	1604 VICTORY CT
City	PROSPECT
State	KY
Zip	40059-9175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Block	SEC 1
Legal Lot Number	40
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-05-01-40

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1604 VICTORY CT, PROSPECT, KY 40059-9175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2012 · Amount on Record
Deed Sale	Aug 22, 2012 · Amount on Record
Deed Document Number	453842
Deed Book / Page	D1032 / 177
Record Updated	Jun 08, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Aug 07, 2023
Property Address	1604 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	00D717/122
Book / Page	D717 / 122
Instrument Date	Aug 01, 2023
Instrument	506414
Transaction Type	Transfer
Record Updated	Sep 01, 2023

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 VICTORY CT, PROSPECT, KY 40059-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HIGH ST, FRANKFORT, KY 40601-2110

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,202.00 (+68.67%)	$500,000 (+47.06%) Building $500,000	$500,000 (+47.06%) Building $500,000
2023	$3,677.00 Homeowner's exemption	$340,000 Building $340,000	$340,000 Building $340,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), as of October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0560258, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.