1610 E 14th Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 1610 E 14th Ct, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 980 sqft · built 1992
Lot Size	0.297 acres (12,951 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jan 2024)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`11249-048-000`

Property Details

APN / Parcel Number

Primary APN	`11249-048-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	980 sqft Heated Area
Gross Area	1,596 sqft
1st Floor Area	980 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2017
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,951 sqft (0.297 acres)
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	351 sqft
Porch	Porch
Porch Area	136 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1610 E 14TH CT
City	LYNN HAVEN
State	FL
Zip	32444-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FMW'S DEL ADD TO LYNN HAVEN LOT 14 ORB 4265 P 17
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	LYNN HAVEN
Legal Lot Number	14
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2052
Census Tract	1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1610 E 14TH CT, LYNN HAVEN, FL 32444-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLESSOUTH BANK
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Oct 4, 2019	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	2024002235
Deed Book / Page	4765 / 276
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1610 E 14TH CT, LYNN HAVEN, FL 32444-4000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042271701
Date	Mar 2, 2020
Book Page	4227/1701
Instrument	2020015809

Lender

Name	PEOPLESSOUTH BANK
Type	Bank
Address	PANAMA CITY, FL 32405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Aug 27, 2020

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 22, 2020
Property Address	1610 E 14TH CT, LYNN HAVEN, FL 32444-4000
Document Number	0042650017
Book / Page	4265 / 17
Map Reference	MB 15 PG 21
Instrument Date	Jun 19, 2020
Instrument	2020040305
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	MTI TTL INS URANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1327 STRATFORD AVE, 1327, PANAMA CITY, FL 32404-7337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 E 14TH CT, LYNN HAVEN, FL 32444-4000

Mortgage

Document Number	0000426519
Date	Jun 22, 2020
Instrument	4265/19

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 7, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 4, 2019
Property Address	1610 E 14TH CT, LYNN HAVEN, FL 32444-4000
Document Number	0041760407
Book / Page	004176 / 000407
Instrument Date	Oct 3, 2019
Instrument	87622
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$164.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1327 STRATFORD AVE PANAMA CITY FL 324047337, PANAMA CITY, FL 32404-7337

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,756.00 (-22.23%) Homeowner's exemption Widower's exemption Additional exemption filed	$195,637 (+5.99%)	$212,768 (+5%) Land $48,330 Building $164,438
2023	$2,258.00 (+10.04%) Homeowner's exemption	$184,585 (+3%)	$202,637 (+11.78%) Land $45,856 Building $156,781
2022	$2,052.00 Homeowner's exemption	$179,209	$181,281 Land $39,270 Building $142,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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