Bay County property record for 1609 E 14th Ct, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,128 sqft · built 1991 |
| Lot Size | 0.239 acres (10,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Feb 2021) |
| Tax Bill | $2,046 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 11249-044-000 |
| Primary APN | 11249-044-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,128 sqft Heated Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 1,128 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,413 sqft (0.239 acres) |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Driveway Area | 300 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1609 E 14TH CT |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FMW'S DEL ADD TO LYNN HAVEN LOT 12 ORB 4365 P 1990 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | LYNN HAVEN |
| Legal Lot Number | 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 1402 |
Source: Bay County records · APN 11249-044-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1609 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Mar 18, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2019 · Amount on Record |
| Deed Document Number | 2021012094 |
| Deed Book / Page | 4365 / 1990 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 22, 2021 |
| Property Address | 1609 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Document Number | 0043651990 |
| Book / Page | 4365 / 1990 |
| Map Reference | MB 15 PG 21 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021012094 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 PINTAIL RD, 1004, KNOXVILLE, TN 37934-5092 |
| Name | Verified Name |
|---|---|
| Address | 1609 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Document Number | 0043651992 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 4365/1992 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 18, 2019 |
| Property Address | 1609 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Document Number | 0041011887 |
| Book / Page | 004101 / 001887 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 28375 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 PINTAIL RD KNOXVILLE TN 379345092, KNOXVILLE, TN 37934-5092 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,046.00 (+2.3%) Homeowner's exemption | $177,643 (+5.99%) | $190,490 (+4.94%) Land $48,330 Building $142,160 |
| 2023 | $2,000.00 (+10.07%) Homeowner's exemption | $167,609 (+3%) | $181,517 (+11.55%) Land $45,856 Building $135,661 |
| 2022 | $1,817.00 Homeowner's exemption | $162,727 Land $39,270 Building $123,457 | $162,727 Land $39,270 Building $123,457 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mediacom Communications.
Based on FCC filings for 201 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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