1610 Division St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1610 Division St, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,774 sqft · built 1981
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Company Names on Record
Last Sale	$1,200,000 (Jul 2024)
Tax Bill	$12,696 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-501-003`

Property Details

APN / Parcel Number

Primary APN	`092-501-003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,774 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	44,867 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	1610 DIVISION ST
City	NIPOMO
State	CA
Zip	93444-8770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 606 LT 3
Legal Subdivision	TRACT NO. 606
Legal Tract	606
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1018
Census Tract	12403

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1610 DIVISION ST, NIPOMO, CA 93444-8770
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jan 8, 2026	Intrafamily Transfer, Transfer
Jan 8, 2026	Intrafamily Transfer, Transfer
Mar 14, 2017	Intrafamily Transfer, Transfer · ARM WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	202418123
Prior Transfer Date	Feb 14, 2017
Prior Transfer Doc	0000011352
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1610 DIVISION ST, NIPOMO, CA 93444-8770
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 DIVISION ST, NIPOMO, CA 93444-8770

Mortgage

Document Number	0000036831
Date	Dec 1, 2025
Instrument	2025036831

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 8, 2026
Property Address	1610 DIVISION ST, NIPOMO, CA 93444-8770
Document Number	0000000671
Map Reference	MB 9 PG 51
Instrument Date	Jan 6, 2026
Instrument	2026000671
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1610 DIVISION ST, NIPOMO, CA 93444-8770

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 8, 2026
Property Address	1610 DIVISION ST, NIPOMO, CA 93444-8770
Document Number	0000000670
Map Reference	MB 9 PG 51
Instrument Date	Jan 6, 2026
Instrument	2026000670
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1610 DIVISION ST, NIPOMO, CA 93444-8770

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 14, 2017
Property Address	1610 DIVISION ST, NIPOMO, CA 93444-8770
Document Number	0000011352
Map Reference	MB9 PG51
Instrument Date	Feb 14, 2017
Instrument	2017011352
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1610 DIVISION ST, NIPOMO, CA 93444-8770

Mortgage

Document Number	0000011353
Date	Mar 14, 2017
Instrument	2017011353

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,224,000 (+2%) Land $612,000 Building $612,000
2025	$12,696.00 (+44.24%) Homeowner's exemption	$1,200,000 (+43.02%) Land $600,000 Building $600,000
2023	$8,802.00 (+1.56%) Homeowner's exemption	$839,042 Land $341,639 Building $497,403
2022	$8,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Sep 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Peak WiFi, Ranch Wifi, Verizon.

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