San Luis Obispo County property record for 1540 Division St, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,761 sqft · built 1979 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $631,000 (Oct 2019) |
| Tax Bill | $7,269 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-501-004 |
| Primary APN | 092-501-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,761 sqft Living Area |
| 1st Floor Area | 2,761 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 44,431 sqft (1.02 acres) |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1540 DIVISION ST |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-9156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR 606 LT 4 |
| Legal Subdivision | TRACT NO 606 |
| Legal Tract | 606 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 12403 |
Source: San Luis Obispo County records, as of August 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Oct 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Oct 4, 2019 | Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| May 17, 2018 | Trustee's Deed, Foreclosure OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on Record |
| Deed Sale | Oct 4, 2019 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 201942735 |
| Last Transfer Date | Sep 24, 2020 |
| Transfer Doc | 0000055077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Document Number | 0000069014 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021069014 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 2, 2020 |
| Property Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Document Number | 0000055077 |
| Map Reference | MB 9 PG 51 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 2020055077 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Document Number | 0000055078 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020055078 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 4, 2019 |
| Property Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Document Number | 0000042735 |
| Map Reference | MB 9 PG 51 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019042735 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Document Number | 0000042736 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 2019042736 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 17, 2018 |
| Property Address | 1540 DIVISION ST, NIPOMO, CA 93444-9156 |
| Document Number | 0000019950 |
| Instrument Date | May 4, 2018 |
| Instrument | 19950 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 25, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $478.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 841 VISALIA CA 932790841, VISALIA, CA 93279-0841 |
| Investor | Possibly a Property Investor |
Source: San Luis Obispo County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,269.00 (+3.47%) Homeowner's exemption | $690,087 (+4.04%) Land $328,093 Building $361,994 |
| 2024 | $7,025.00 (+1.2%) | |
| 2023 | $6,942.00 (+1.55%) Homeowner's exemption | $663,292 Land $315,353 Building $347,939 |
| 2022 | $6,836.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people · EPA ID CA4010018 |
|---|---|
| Water Source | Purchased surface water from NIPOMO COMM SERVICES DIST |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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