Houston County property record for 158 Terrell Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 5,505 sqft · built 2003 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $492,000 (Mar 2022) |
| Tax Bill | $3,401 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 62A-20 |
| Primary APN | 62A-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,505 sqft Heated Area |
| 1st Floor Area | 2,696 sqft |
| 2nd Floor Area | 585 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | A-Frame |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Area | 1,160 sqft |
| Porch | Slab |
| Porch Area | 947 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 49331 |
|---|---|
| Street Address | 158 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 22 LONGLEAF 241/13TH |
| Legal Subdivision | LONGLEAF |
| Legal Lot Number | 22 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 21502 |
Source: Houston County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 158 TERRELL RD, ELKO, GA 31025-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT |
| Mar 11, 2022 | Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | May 17, 2004 |
| Deed Book / Page | 9612 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Apr 27, 2026 |
| Property Address | 158 TERRELL RD, ELKO, GA 31025-2226 |
| Document Number | 1083000749 |
| Book / Page | 10830 / 749 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 158 TERRELL RD, ELKO, GA 31025-2226 |
| Document Number | 1083000749, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 10830/749 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Mar 11, 2022 |
| Property Address | 158 TERRELL RD, ELKO, GA 31025-2226 |
| Document Number | 0096120003 |
| Book / Page | 9612 / 3 |
| Map Reference | MB 60 PG 136 |
| Instrument Date | Mar 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 158 TERRELL RD, ELKO, GA 31025-2226 |
| Document Number | 0000096124 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 9612/4 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,401.00 (-10.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $278,440 (+0.74%) Land $14,840 Building $263,600 | $696,100 (+0.74%) Land $37,100 Building $659,000 |
| 2024 | $3,812.00 (+81.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $276,400 (+38.5%) Land $14,840 Building $261,560 | $691,000 (+38.5%) Land $37,100 Building $653,900 |
| 2023 | $2,098.00 | $199,560 Land $14,840 Building $184,720 | $498,900 Land $37,100 Building $461,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
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