161 S Cedar St, Mobile, AL 36602 Property Records

Mobile County property record for 161 S Cedar St, Mobile, AL 36602

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,515 sqft · built 1993
Lot Size	0.128 acres (5,576 sqft)
Owner	Trust Name on File
Last Sale	$158,007 (Jan 2021)
Tax Bill	$831 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R022906400011185`

Property Details

APN / Parcel Number

Primary APN	`R022906400011185`
Alternative APNs	`29 06 40 0 011 185.XXX` `00763052` `763052`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,576 sqft (0.128 acres)
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	763052
Street Address	161 S CEDAR ST
City	MOBILE
State	AL
Zip	36602-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 348 OF UNIT 1 MAP #10 W CHURCH ST COMMUNITY ST COMMUNITY DEVELOPMENT MPBK 33 P 53 #SEC 40 T4S R1W #MP29 06 40 0 011
Legal Range	04S
Legal Township	04S
Legal Section	40
Legal Subdivision	CHURCH ST SO WASHINGTON AVE
Legal Block	348
Legal Lot Number	7
Legal Unit	1,Y,Y
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1056
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street East Historic District listed 1971 · 60 contributing resources · NRIS 71000102

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

161 S Cedar St is owner-occupied and held in a trust since January 2021.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	355 SAINT MICHAEL ST, MOBILE, AL 36602-2820
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 12, 2021	Intrafamily Transfer, Transfer SLT
Jan 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Aug 22, 2017	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	20212006
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0000002008
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	161 S CEDAR ST, MOBILE, AL 36602-1903
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037014
Date	Jun 30, 2017
Book Page	7526/1498
Instrument	2017037014

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOBILE AL
Recording Date	Jan 12, 2021
Property Address	161 S CEDAR ST, MOBILE, AL 36602-1903
Document Number	0000002008
Map Reference	MB 33 PG 53
Instrument Date	Jan 8, 2021
Instrument	2021002008
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	SLT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1615 S CEDAR ST, MOBILE, AL 36602

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 12, 2021
Property Address	161 S CEDAR ST, MOBILE, AL 36602-1903
Document Number	0000002006
Instrument Date	Jan 8, 2021
Instrument	2006
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$158.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 S CEDAR ST MOBILE AL 366021903, MOBILE, AL 36602-1903

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 22, 2017
Property Address	161 S CEDAR ST, MOBILE, AL 36602-1903
Document Number	0000047788
Book / Page	7546 / 1021
Map Reference	MB 33 PG 53
Instrument Date	Aug 18, 2017
Instrument	2017047788
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	GUARANTEE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6459 AUDUBON SQ N, 6459, MOBILE, AL 36695-6217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 S CEDAR ST, MOBILE, AL 36602-1903

Mortgage

Document Number	0000047789
Date	Aug 22, 2017
Instrument	2017047789

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 161 S Cedar St was $831 with exemptions applied, up 10.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (+10.51%) Homeowner's exemption Senior Citizen's exemption	$15,140 (+10.27%) Land $3,080 Building $12,060	$151,400 (+10.27%) Land $30,800 Building $120,600
2024	$752.00 (+34.53%) Homeowner's exemption Senior Citizen's exemption	$13,730 (+32.53%) Land $3,080 Building $10,650	$137,300 (+32.53%) Land $30,800 Building $106,500
2023	$559.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$10,360 Land $3,420 Building $6,940	$103,600 Land $34,200 Building $69,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 161 S Cedar St in Zone X, an area of moderate flood risk, though there have been 179 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	134 units insured incl. 55 condo units
Nearby Flood Claims	179 (1979–2022)
Claims Outside the SFHA	43 of 179
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 53 claims Hurricane Georges, Sep 1998 · 20 claims Hurricane Elena, Sep 1985 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 161 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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