Mobile County property record for 154 S Cedar St, Mobile, AL 36602
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 876 sqft · built 1991 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,084 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R02290640001041202 |
| Primary APN | R02290640001041202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Porch | Slab |
| Porch Area | 178 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 760910 |
|---|---|
| Street Address | 154 S CEDAR ST |
| City | MOBILE |
| State | AL |
| Zip | 36602-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 349 UNIT 1 MBK 3 W CHURCH ST COMMUNITY DEV MBK 31 P 56 #SEC 40 T4S R1W #MP29 06 40 0 010 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 40 |
| Legal Subdivision | CHURCH ST COMMUNITY DEV |
| Legal Block | 349 |
| Legal Lot Number | 3 |
| Legal Unit | 1,Y |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Church Street East Historic District listed 1971 · 60 contributing resources · NRIS 71000102 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
154 S Cedar St is owned by an individual who acquired it in December 2004.
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2557 S DURHAM DR, MOBILE, AL 36606-1742 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2004 |
| Deed Sale | Dec 15, 2004 |
| Deed Document Number | 200491419 |
| Deed Book / Page | 5700 / 1718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 154 S CEDAR ST, MOBILE, AL 36602-1904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042875 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022042875 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 5, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
The 2025 property tax bill for 154 S Cedar St was $1,084.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,084.00 | $16,920 (-) Land $5,740 Building $11,180 | $84,600 (-) Land $28,700 Building $55,900 |
| 2024 | $1,084.00 (-1.99%) | $16,920 (-1.97%) Land $5,740 Building $11,180 | $84,600 (-1.97%) Land $28,700 Building $55,900 |
| 2023 | $1,106.00 | $17,260 Land $6,500 Building $10,760 | $86,300 Land $32,500 Building $53,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 154 S Cedar St in Zone X, an area of moderate flood risk, though there have been 179 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 134 units insured incl. 55 condo units |
| Nearby Flood Claims | 179 (1979–2022) |
| Claims Outside the SFHA | 43 of 179 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 154 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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