Mobile County property record for 109 S Cedar St, Mobile, AL 36602
| Property Type | Office Building |
|---|---|
| Details | 3 ba · 3,593 sqft · built 1983 |
| Lot Size | 0.749 acres (32,626 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | R022906400010217 |
| Primary APN | R022906400010217 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 1 Room |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 3,593 sqft Living Area |
| 1st Floor Area | 3,593 sqft |
| Flooring | Tile |
| Interior Walls | Finished/Painted |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 32,626 sqft (0.749 acres) |
| Porch | Slab |
| Porch Area | 142 sqft |
| Canopy | 366 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 758852 |
|---|---|
| Street Address | 109 S CEDAR ST |
| City | MOBILE |
| State | AL |
| Zip | 36602-2002 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | BEG SE COR OF GOVT & CEDAR ST TH SLY 275 FT(S) TH ELY 118.7 FT TH NLY 274 FT(S) TH WLY 119 FT(S) TO POB BEING PT GRT SEC 40 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 40 |
| Legal Subdivision | COMMERCIAL SITE |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Church Street East Historic District listed 1971 · 60 contributing resources · NRIS 71000102 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 S Cedar St, a commercial property, is owned by a company.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | MOBILE, AL 36618 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 1, 2020 |
| Property Address | 109 S CEDAR ST, MOBILE, AL 36602-2002 |
| Document Number | 0000025904 |
| Instrument Date | May 1, 2020 |
| Instrument | 25904 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 571 MOBILE AL 366010571, MOBILE, AL 36601-0571 |
| Document Number | 0000025904 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 25904 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | 200 E NASHVILLE AVE, ATMORE, AL 36502-2536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 30, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $129,660 Land $91,400 Building $38,260 | $648,300 Land $457,000 Building $191,300 |
| 2023 | Additional exemption filed | $64,800 Land $32,640 Building $32,160 | $324,000 Land $163,200 Building $160,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 S Cedar St in Zone X, an area of moderate flood risk, though there have been 179 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 134 units insured incl. 55 condo units |
| Nearby Flood Claims | 179 (1979–2022) |
| Claims Outside the SFHA | 43 of 179 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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