Monmouth County and Fair Haven Borough property record for 161 Kemp Ave, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 3,113 sqft · built 1954 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,000 (Jun 2003) |
| Tax Bill | $23,985 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00069-0000-00003 |
| Primary APN | 14-00069-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,113 sqft Living Area |
| 1st Floor Area | 2,089 sqft |
| Upper Floors Area | 1,444 sqft |
| Basement Area | 829 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 161 KEMP AVE |
|---|---|
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | RIVER OAKS SEC 04 |
| Legal Block | 69 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 803700 |
Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 161 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 15, 2020 | Deed of Trust, Mortgage TD BK NA |
| Sep 18, 2018 | Grant Deed, Transfer CITIZENS BK NA |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on Record |
| Deed Sale | Jun 20, 2003 · Amount on Record |
| Prior Sale | Feb 10, 1999 · Amount on Record |
| Deed Book / Page | 8245 / 2119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 161 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096777261 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 9677/7261 |
| Instrument | 2024010192 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 161 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0095548885 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 9554/8885 |
| Instrument | 2021159447 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | 6-Month CD Rate |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 161 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0095218375 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 9521/8375 |
| Instrument | 2021097619 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 161 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000054357 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | ASSOCIATED TITLE AGENCY LLC, ASSOCIATED TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 161 KEMP AVE FAIR HAVEN NJ 077043626, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000054357 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 009415/009199 |
| Instrument | 54357 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 18, 2018 |
| Property Address | 161 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000092546 |
| Book / Page | 009312 / 004402 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 92546 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,199.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 161 KEMP AVE FAIR HAVEN NJ 077043626, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 92547 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 009312/004423 |
| Instrument | 92547 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 161 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000047390 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 161 KEMP AVE FAIR HAVEN NJ 077043626, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000047390 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 009226/008082 |
| Instrument | 47390 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,814,100 (+7.93%) Land $1,172,500 Building $641,600 | $1,814,100 (+7.93%) Land $1,172,500 Building $641,600 | |
| 2025 | $23,985.00 (+6.45%) | $1,680,800 (+17.6%) Land $1,045,000 Building $635,800 | $1,680,800 (+17.6%) Land $1,045,000 Building $635,800 |
| 2024 | $22,532.00 (+0.69%) | ||
| 2023 | $1,429,300 Land $819,800 Building $609,500 | $1,429,300 Land $819,800 Building $609,500 | |
| 2022 | $22,378.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2002–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures