Monmouth County and Fair Haven Borough property record for 153 Kemp Ave, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,413 sqft · built 1950 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,899,999 (Sep 2026) |
| Tax Bill | $29,024 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00069-0000-00004 |
| Primary APN | 14-00069-0000-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,413 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Basement Area | 1,252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 256 sqft |
| Patio Area | 656 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 153 KEMP AVE |
|---|---|
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | RIVER OAKS SEC 04 |
| Legal Block | 69 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 803700 |
Source: Monmouth County and Fair Haven Borough records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 153 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Jul 22, 2020 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on Record |
| Deed Sale | Sep 21, 2026 · Amount on Record |
| Prior Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 202676923 |
| Deed Book / Page | 9813 / 3451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 21, 2026 |
| Property Address | 153 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000076923 |
| Book / Page | 9813 / 3451 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202676923 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000076924, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 9813/3458 |
| Instrument | 202676924 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 153 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096547919 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 9654/7919 |
| Instrument | 2023053767 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 31, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 153 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AFRM TITLE AND ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0096056876 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 9605/6876 |
| Instrument | 2022073949 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 22, 2020 |
| Property Address | 153 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000078353 |
| Book / Page | 009428 / 002678 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 78353 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 153 KEMP AVE FAIR HAVEN NJ 077043626, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 78354 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 009428/002691 |
| Instrument | 78354 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,170,400 (+6.71%) Land $1,172,500 Building $997,900 | $2,170,400 (+6.71%) Land $1,172,500 Building $997,900 | |
| 2025 | $29,024.00 (+5.06%) | $2,033,900 (+85.73%) Land $1,045,000 Building $988,900 | $2,033,900 (+85.73%) Land $1,045,000 Building $988,900 |
| 2024 | $27,625.00 (+74.6%) | ||
| 2023 | $1,095,100 Land $819,800 Building $275,300 | $1,095,100 Land $819,800 Building $275,300 | |
| 2022 | $15,822.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2002–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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