Monmouth County and Fair Haven Borough property record for 185 Kemp Ave, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,830 sqft · built 1950 |
| Lot Size | 0.403 acres (17,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Feb 1995) |
| Tax Bill | $26,334 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00069-0000-00001 |
| Primary APN | 14-00069-0000-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,830 sqft Living Area |
| 1st Floor Area | 1,454 sqft |
| Upper Floors Area | 602 sqft |
| Basement Area | 1,229 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,550 sqft (0.403 acres) |
| Lot Dimensions | 135 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 240 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 185 KEMP AVE |
|---|---|
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Block | 69 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 803700 |
Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Mar 28, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 1995 · Amount on Record |
| Deed Sale | Feb 8, 1995 · Amount on Record |
| Deed Book / Page | 5386 / 292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 185 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0094904208 |
|---|---|
| Date | Mar 13, 2021 |
| Book Page | 9490/4208 |
| Instrument | 2021039898 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 185 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000057335 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | RES TITLE |
| Name | Verified Name |
|---|---|
| Address | 185 KEMP AVE FAIR HAVEN NJ 077043626, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000057335 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 009417/004774 |
| Instrument | 57335 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 28, 2017 |
| Property Address | 185 KEMP AVE, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 0000032744 |
| Book / Page | 009219 / 005256 |
| Instrument Date | Nov 28, 2016 |
| Instrument | 32744 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 KEMP AVE FAIR HAVEN NJ 077043626, FAIR HAVEN, NJ 07704-3626 |
| Document Number | 32745 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 009219/005262 |
| Instrument | 32745 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2047 |
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,979,800 (+7.28%) Land $1,211,600 Building $768,200 | $1,979,800 (+7.28%) Land $1,211,600 Building $768,200 | |
| 2025 | $26,334.00 (+5.68%) | $1,845,400 (+16.15%) Land $1,084,100 Building $761,300 | $1,845,400 (+16.15%) Land $1,084,100 Building $761,300 |
| 2024 | $24,918.00 (+34.93%) | ||
| 2023 | $1,588,800 Land $859,000 Building $729,800 | $1,588,800 Land $859,000 Building $729,800 | |
| 2022 | $18,468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2002–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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