161 Franklin Blvd, Elgin, IL 60120 Property Records

Kane County property record for 161 Franklin Blvd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 1890
Lot Size	0.75 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Feb 2019)
Tax Bill	$4,854 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-238-002`

Property Details

APN / Parcel Number

Primary APN	`06-14-238-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,771 sqft Living Area
Gross Area	2,906 sqft
Basement Area	1,135 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	3,267 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	161 FRANKLIN BLVD
City	ELGIN
State	IL
Zip	60120-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN EAST 3 RODS LOT 3 BLOCK 1
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 FRANKLIN BLVD, ELGIN, IL 60120-4123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 24, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 7, 2019	Warranty Deed, Transfer · Conventional with PMI LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	May 29, 2009
Deed Document Number	20195044
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	0000015824
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	161 FRANKLIN BLVD, ELGIN, IL 60120-4123
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 FRANKLIN BLVD, ELGIN, IL 60120-4123

Mortgage

Document Number	0000041052
Date	Oct 20, 2025
Instrument	2025K041052

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 24, 2025
Property Address	161 FRANKLIN BLVD, ELGIN, IL 60120-4123
Document Number	0000036995
Instrument Date	Sep 15, 2025
Instrument	2025K036995
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 FRANKLIN BLVD, ELGIN, IL 60120-4123

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2019
Property Address	161 FRANKLIN BLVD, ELGIN, IL 60120-4123
Document Number	0000015824
Instrument Date	Dec 31, 2018
Instrument	15824
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	161 FRANKLIN BLVD ELGIN IL 601204123, ELGIN, IL 60120-4123

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 7, 2019
Property Address	161 FRANKLIN BLVD, ELGIN, IL 60120-4123
Document Number	0000005044
Instrument Date	Dec 20, 2018
Instrument	5044
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 FRANKLIN BLVD ELGIN IL 601204123, ELGIN, IL 60120-4123

Mortgage

Document Number	5045
Date	Feb 7, 2019
Instrument	5045

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,854.00 (+4.63%) Homeowner's exemption	$71,633 (+8.57%) Land $8,654 Building $62,979	$214,985 (+8.57%) Land $25,972 Building $189,013
2024	$4,639.00 (+10.66%) Homeowner's exemption	$65,979 (+21.39%) Land $7,971 Building $58,008	$198,016 (+21.44%) Land $23,923 Building $174,094
2022	$4,192.00 (+4.85%) Homeowner's exemption	$54,351 (+6.96%) Land $6,566 Building $47,785	$163,053 (+6.96%) Land $19,698 Building $143,355
2021	$3,998.00 Homeowner's exemption	$50,815 Land $6,139 Building $44,676	$152,445 Land $18,417 Building $134,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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