Somerset County and Somerville Borough property record for 161 E Cliff St, Somerville, NJ 08876 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,032 sqft · built 1925 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Feb 2025) |
| Tax Bill | $9,214 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00073-0000-00019 |
| Primary APN | 18-00073-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,032 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 161 E CLIFF ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROSS ADD/VLG SOMERSET |
| Legal Block | 73 |
| Legal Lot Number | 19 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 50300 |
Source: Somerset County and Somerville Borough records · APN 18-00073-0000-00019
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 02, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 02, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2025 · Amount on Record |
| Deed Sale | Feb 20, 2025 · Amount on Record |
| Prior Sale | Oct 03, 2000 · Amount on Record |
| Deed Document Number | 20254331 |
| Deed Book / Page | 7603 / 986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 161 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Document Number | 0000025992 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2019 |
| Title Company | CRYSTAL TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 161 E CLIFF ST SOMERVILLE NJ 088762405, SOMERVILLE, NJ 08876-2405 |
| Document Number | 0000025992 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 007134/002779 |
| Instrument | 25992 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 161 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Document Number | 0000025991 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2019 |
| Title Company | CRYSTAL TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 161 E CLIFF ST SOMERVILLE NJ 088762405, SOMERVILLE, NJ 08876-2405 |
| Document Number | 0000025991 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 007134/002773 |
| Instrument | 25991 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,900 (-) Land $118,000 Building $107,900 | $225,900 (-) Land $118,000 Building $107,900 | |
| 2025 | $9,214.00 (+3.19%) | $225,900 (-) Land $118,000 Building $107,900 | $225,900 (-) Land $118,000 Building $107,900 |
| 2024 | $8,929.00 (+5.1%) | ||
| 2023 | $225,900 Land $118,000 Building $107,900 | $225,900 Land $118,000 Building $107,900 | |
| 2022 | $8,496.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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