Somerset County and Somerville Borough property record for 157 E Cliff St, Somerville, NJ 08876 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1920 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Jan 2023) |
| Tax Bill | $9,206 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00073-0000-00021 |
| Primary APN | 18-00073-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,184 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 157 E CLIFF ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/SOMERVILLE |
| Legal Block | 73 |
| Legal Lot Number | 21 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 50300 |
Source: Somerset County and Somerville Borough records · APN 18-00073-0000-00021
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 18, 2023 | Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Prior Sale | Oct 22, 1993 · Amount on Record |
| Deed Document Number | 20231438 |
| Deed Book / Page | 7489 / 1533 |
| Prior Transfer Date | Oct 23, 2007 |
| Prior Transfer Doc | 0000063575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 157 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 157 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Document Number | 0000002431 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 7542/3451 |
| Instrument | 2024002431 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 18, 2023 |
| Property Address | 157 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Document Number | 0000001438 |
| Book / Page | 7489 / 1533 |
| Instrument Date | Dec 31, 2022 |
| Instrument | 2023001438 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | CITIZENS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Name | Verified Name |
|---|---|
| Address | 157 E CLIFF ST, SOMERVILLE, NJ 08876-2405 |
| Document Number | 0000001439 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023001439 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Number | 0000001440 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 7489/1555 |
| Instrument | 2023001440 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 11, 2028 |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,700 (-) Land $124,200 Building $101,500 | $225,700 (-) Land $124,200 Building $101,500 | |
| 2025 | $9,206.00 (+3.19%) | $225,700 (-) Land $124,200 Building $101,500 | $225,700 (-) Land $124,200 Building $101,500 |
| 2024 | $8,921.00 (+5.1%) | ||
| 2023 | $225,700 Land $124,200 Building $101,500 | $225,700 Land $124,200 Building $101,500 | |
| 2022 | $8,488.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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