156 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 156 E Cliff St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details828 sqft · built 1920
Lot Size0.186 acres (8,120 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Oct 2020)
Tax Bill$9,953 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00072-0000-00011

Property Details

APN / Parcel Number

Primary APN18-00072-0000-00011
Alternative APN
  • 180007200011

Interior

Stories1 Story
Building Area828 sqft Living Area
1st Floor Area828 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area8,120 sqft (0.186 acres)
Lot Dimensions203 ft deep x 40 ft wide

Location & Zoning

Street Address156 E CLIFF ST
CitySOMERVILLE
StateNJ
Zip08876-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionVILLA SITES/SOMERVILLE
Legal Block72
Legal Lot Number11
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1007
Census Tract50100

Owner

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address156 E CLIFF ST, SOMERVILLE, NJ 08876-2406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 6, 2020 · Amount on Record
Deed SaleOct 6, 2020 · Amount on Record
Prior SaleJan 6, 1995 · Amount on Record
Deed Document Number202047536
Deed Book / Page7256 / 3395
Record UpdatedSep 20, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateOct 6, 2020
Property Address156 E CLIFF ST, SOMERVILLE, NJ 08876-2406
Document Number0000047536
Book / Page7256 / 3395
Instrument DateSep 26, 2020
Instrument2020047536
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,754.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1040 HILLCREST DR, 1040, BRANCHBURG, NJ 08853-4153

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 E CLIFF ST, SOMERVILLE, NJ 08876-2406

Mortgage

Document Number0000047537
DateOct 6, 2020
Instrument2020047537
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,000 (-) Land $133,600 Building $110,400$244,000 (-) Land $133,600 Building $110,400
2025$9,953.00 (+3.19%)$244,000 (-) Land $133,600 Building $110,400$244,000 (-) Land $133,600 Building $110,400
2024$9,645.00 (+5.11%)
2023$244,000 Land $133,600 Building $110,400$244,000 Land $133,600 Building $110,400
2022$9,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims44 (1983–2021)
Claims Outside the SFHA13 of 44
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

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