16094 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 16094 E 97th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,126 sqft · built 2007
Lot Size	0.165 acres (7,198 sqft)
Owner	Individual Name on Record
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1723-17-3-28-005`

Property Details

APN / Parcel Number

Primary APN	`1723-17-3-28-005`
Alternative APNs	`0172317328005` `R0136680`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	3,627 sqft
1st Floor Area	1,086 sqft
2nd Floor Area	1,040 sqft
Basement Area	1,070 sqft
Finished Basement	1,000 sqft
Unfinished Basement	70 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,198 sqft (0.165 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0136680
Street Address	16094 E 97TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FRONTERRA VILLAGE FILING NO 2 BLK:26 LOT:3
Legal Range	66W
Legal Township	02S
Legal Section	17
Legal Quarter	3
Legal Subdivision	FRONTERRA VILLAGE FILING NO 2
Legal Block	26
Legal Lot Number	3
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2035
Census Tract	8559

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 5, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 7, 2022	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2019	Quit Claim Deed, Transfer TIAGO TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022
Deed Sale	Dec 7, 2022
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	202295482
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0000095482
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101

Mortgage

Document Number	0000048587
Date	Aug 24, 2023
Instrument	2023000048587

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101

Mortgage

Document Number	0000071356
Date	Dec 4, 2025
Instrument	2025000071356

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101

Mortgage

Document Number	0000048808
Date	Sep 5, 2024
Instrument	2024000048808

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Dec 7, 2022
Property Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101
Document Number	0000095482
Instrument Date	Oct 25, 2022
Instrument	2022000095482
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	NOT AVAILABLE, ASCENDANT NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101

Mortgage

Document Number	0000095483
Date	Dec 7, 2022
Instrument	2022000095483

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	May 25, 2021
Property Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101
Document Number	0000063303
Instrument Date	May 13, 2021
Instrument	2021000063303
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101

Mortgage

Document Number	0000063304
Date	May 25, 2021
Instrument	2021000063304

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 28, 2019
Property Address	16094 E 97TH AVE, COMMERCE CITY, CO 80022-9101
Document Number	0000022509
Instrument Date	Mar 26, 2019
Instrument	22509
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	TIAGO TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16094 E 97TH AVE COMMERCE CITY CO 800229101, COMMERCE CITY, CO 80022-9101

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00 (-40.46%)	$38,020 (-4.74%) Land $6,940 Building $31,080	$559,000 (-5.25%) Land $102,000 Building $457,000
2024	$5,123.00 (-16.06%)
2023	$6,103.00 (+17.77%)	$39,910 (+18.89%) Land $6,900 Building $33,010	$590,000 (+22.2%) Land $102,000 Building $488,000
2022	$5,182.00	$33,570 Land $12,520 Building $21,050	$482,811 Land $180,000 Building $302,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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