Adams County property record for 16085 E 97th Ave, Commerce City, CO 80022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,218 sqft · built 2007 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | Company Name on Record |
| Last Sale | $480,000 (May 2024) |
| Tax Bill | $2,756 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1723-17-3-29-010 |
| Primary APN | 1723-17-3-29-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 2,701 sqft |
| 1st Floor Area | 1,117 sqft |
| 2nd Floor Area | 1,101 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 5,798 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0136584 |
|---|---|
| Street Address | 16085 E 97TH AVE |
| City | COMMERCE CITY |
| State | CO |
| Zip | 80022-9102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:FRONTERRA VILLAGE FILING NO 2 BLK:22 LOT:10 |
| Legal Range | 66W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Quarter | 3 |
| Legal Subdivision | FRONTERRA VILLAGE FILING NO 2 |
| Legal Block | 22 |
| Legal Lot Number | 10 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 8559 |
Source: Adams County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7386 W 83RD WAY, ARVADA, CO 80003-1637 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit BELLCO CU |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Oct 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Oct 9, 2007 · Amount on Record |
| Deed Document Number | 202425374 |
| Last Transfer Date | Oct 30, 2024 |
| Transfer Doc | 0000060517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 16085 E 97TH AVE, COMMERCE CITY, CO 80022-9102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16085 E 97TH AVE, COMMERCE CITY, CO 80022-9102 |
| Document Number | 0000035333 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023000035333 |
| Name | BELLCO CU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD, CO 80111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 16085 E 97TH AVE, COMMERCE CITY, CO 80022-9102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 16085 E 97TH AVE, COMMERCE CITY, CO 80022-9102 |
| Document Number | 0000087053 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021000087053 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 16085 E 97TH AVE, COMMERCE CITY, CO 80022-9102 |
| Document Number | 0000095491 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 16085 E 97TH AVE COMMERCE CITY CO 800229102, COMMERCE CITY, CO 80022-9102 |
| Document Number | 0000095491 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 95491 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2047 |
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Commerce City |
| Unified School District | School District 27J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,756.00 (-40.53%) | $34,340 (-5.81%) Land $6,940 Building $27,400 | $505,000 (-6.31%) Land $102,000 Building $403,000 |
| 2024 | $4,634.00 (-16.88%) | ||
| 2023 | $5,575.00 (+9.4%) | $36,460 (+10.45%) Land $6,900 Building $29,560 | $539,000 (+13.52%) Land $102,000 Building $437,000 |
| 2022 | $5,096.00 | $33,010 Land $12,520 Building $20,490 | $474,808 Land $180,000 Building $294,808 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140 |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
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