16065 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 16065 E 97th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 2007
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2019)
Tax Bill	$2,423 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0136585`

Property Details

APN / Parcel Number

Primary APN	`R0136585`
Alternative APNs	`0172317329009` `172317329009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	1,294 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0136585
Old Parcel Number	172317329009
Street Address	16065 E 97TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FRONTERRA VILLAGE FILING NO 2 BLK:22 LOT:11
Legal Range	66W
Legal Township	02S
Legal Section	17
Legal Quarter	SW
Legal Subdivision	FRONTERRA VILLAGE FILING NO 2
Legal Block	22
Legal Lot Number	11
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2030
Census Tract	8559

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16065 E 97TH AVE, COMMERCE CITY, CO 80022-9102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN STATE FINANCIAL GROUP LLC
Apr 24, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 23, 2017	Loan Modification, Mortgage · FHA Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Mar 4, 2008 · Amount on Record
Deed Document Number	2019000029993
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16065 E 97TH AVE, COMMERCE CITY, CO 80022-9102
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109087
Date	Sep 14, 2021
Instrument	2021000109087

Lender

Name	MOUNTAIN STATE FINANCIAL GROUP LLC
Type	Non-Lending Institution
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 24, 2019
Property Address	16065 E 97TH AVE, COMMERCE CITY, CO 80022-9102
Document Number	0000029993
Instrument Date	Apr 23, 2019
Instrument	2019000029993
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16065 E 97TH AVE, COMMERCE CITY, CO 80022-9102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029994
Date	Apr 24, 2019
Instrument	2019000029994

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16065 E 97TH AVE, COMMERCE CITY, CO 80022-9102
Document Number	0000097188
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16065 E 97TH AVE COMMERCE CITY CO 800229102, COMMERCE CITY, CO 80022-9102

Mortgage

Document Number	0000097188
Date	Nov 2, 2017
Instrument	97188

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ADAMS CO
Property Address	16065 E 97TH AVE, COMMERCE CITY, CO 80022-9102
Document Number	0000099290
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16065 E 97TH AVE COMMERCE CITY CO 800229102, COMMERCE CITY, CO 80022-9102

Mortgage

Document Number	0000099290
Date	Nov 9, 2017
Instrument	99290

Lender

Name	HOUSING FIN AUTH
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,423.00 (-50.67%)	$27,760 (-13.6%) Land $6,380 Building $21,380	$444,000 (-6.53%) Land $102,000 Building $342,000
2023	$4,912.00 (+4.27%)	$32,130 (+5.28%) Land $6,900 Building $25,230	$475,000 (+8.22%) Land $102,000 Building $373,000
2022	$4,711.00	$30,520 Land $12,520 Building $18,000	$438,939 Land $180,000 Building $258,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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