16091 Willow St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16091 Willow St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 1985
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Jul 2004)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0407-101-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0407-101-06-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,524 sqft
1st Floor Area	1,044 sqft
Family Room	Family Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16091 WILLOW ST
City	HESPERIA
State	CA
Zip	92345-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS MAP NO 15 LOT 13 BLK 224 EX WTR RTS AND EX 1/2 INT MIN RTS WITHOUT SURFACE ENTRY
Legal Subdivision	ASSESSORS MAP 15
Legal Tract	R
Legal Block	224
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2018
Census Tract	10014

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16091 WILLOW ST, HESPERIA, CA 92345-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2004 · Amount on Record
Deed Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	2004548817
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2026
Property Address	16091 WILLOW ST, HESPERIA, CA 92345-3126
Document Number	0000154404
Instrument Date	Jun 11, 2026
Instrument	2026154404
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	16091 WILLOW ST, HESPERIA, CA 92345-3126

Mortgage

Document Number	0000154404,
Date	Jun 16, 2026
Instrument	2026154404

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16091 WILLOW ST, HESPERIA, CA 92345-3126
Document Number	0000152642
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16091 WILLOW ST HESPERIA CA 923453126, HESPERIA, CA 92345-3126

Mortgage

Document Number	0000152642
Date	Apr 26, 2018
Instrument	152642

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2033

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$206,766 (+2%) Land $37,821 Building $168,945
2025	$2,212.00 (+3.56%) Homeowner's exemption	$202,711 (+4.04%) Land $37,079 Building $165,632
2023	$2,136.00 (+2.4%) Homeowner's exemption	$194,839 Land $35,639 Building $159,200
2022	$2,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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