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1609 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1609 Misty River Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 2022
Lot Size0.262 acres (11,417 sqft)
Owner2 Individual Names on File
Last Sale$426,312 (Aug 2022)
Tax Bill$5,140 (2025)
Deeds & MortgagesAug 2022 Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APNT220300080

Property Details

APN / Parcel Number

Primary APNT220300080
Alternative APN
  • 2-0012-D099-00-0377.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,696 sqft Living Area
Gross Area3,392 sqft
1st Floor Area1,696 sqft
Basement Area1,696 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialBrick
Lot Area11,417 sqft (0.262 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT220300080
Street Address1609 MISTY RIVER DR
CityO FALLON
StateMO
Zip63366-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG G #2 LOT 377
Legal SubdivisionRIVERDALE VLG G #2
Legal Lot Number377
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

1609 Misty River Dr is owned and occupied by two individuals who bought it in August 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address1609 MISTY RIVER DR, O FALLON, MO 63366-1516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 26, 2022Special Warranty Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2022 · Amount on File
Deed SaleAug 18, 2022 · Amount on File
Deed Document Number202245747
Record UpdatedOct 29, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateAug 18, 2022
Property Address1609 MISTY RIVER DR, O FALLON, MO 63366-1516
Document Number0000045747
Map ReferenceDOC 2021R-059543
Instrument DateAug 15, 2022
Instrument2022R-045747
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 MISTY RIVER DR, SAINT PAUL, MO 63366-1516

Mortgage

Document Number0000045748
DateAug 18, 2022
Instrument2022R-045748
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateMay 26, 2022
Property Address1609 MISTY RIVER DR, O FALLON, MO 63366-1516
Document Number0000029873
Map ReferenceDOC 2021R-059543
Instrument DateMay 18, 2022
Instrument2022R-029873
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 FOX HILL RD, SAINT CHARLES, MO 63301-3745
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Misty River Dr was $5,140.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,849 (-)$441,312 (-) Land $70,000 Building $371,312
2025$5,140.00$83,849$441,312 Land $70,000 Building $371,312
2023$80,999
2022$426,312 Land $55,000 Building $371,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1609 Misty River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1609 Misty River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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