St. Charles County property record for 1597 Misty River Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 2023 |
| Lot Size | 0.254 acres (11,069 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,527 (Dec 2023) |
| Tax Bill | $5,119 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T220300086 |
| Primary APN | T220300086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 1,664 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 11,069 sqft (0.254 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T220300086 |
|---|---|
| Street Address | 1597 MISTY RIVER DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERDALE VLG G #2 LOT 383 |
| Legal Subdivision | RIVERDALE VLG G #2 |
| Legal Lot Number | 383 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 312001 |
1597 Misty River Dr is owned and occupied by two individuals who bought it in December 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1597 MISTY RIVER DR, O FALLON, MO 63366-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Dec 26, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Sep 21, 2023 | Special Warranty Deed, Transfer OLD REPUBLIC TITLE, ORT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on File |
| Deed Sale | Dec 26, 2023 · Amount on File |
| Prior Sale | Sep 21, 2023 |
| Deed Document Number | 202351931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1597 MISTY RIVER DR, O FALLON, MO 63366-1513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1597 MISTY RIVER DR, SAINT PAUL, MO 63366-1513 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012542 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024R-012542 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 26, 2023 |
| Property Address | 1597 MISTY RIVER DR, O FALLON, MO 63366-1513 |
| Document Number | 0000051931 |
| Map Reference | DOC 2021R-059543 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023R-051931 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1597 MISTY RIVER DR, O FALLON, MO 63366-1513 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051932 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 2023R-051932 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 21, 2023 |
| Property Address | 1597 MISTY RIVER DR, O FALLON, MO 63366-1513 |
| Document Number | 0000038859 |
| Map Reference | DOC 2021R-059543 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023R-038859 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 239 FOX HILL RD, SAINT CHARLES, MO 63301-3745 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1597 Misty River Dr was $5,119.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,510 (-) | $439,527 (-) Land $70,000 Building $369,527 | |
| 2025 | $5,119.00 | $83,510 | $439,527 Land $70,000 Building $369,527 |
| 2023 | $10,450 | ||
| 2022 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1597 Misty River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1597 Misty River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PAUL PWS serves 1,700 people · EPA ID MO6011535 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon.
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