St. Charles County property record for 1607 Misty River Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,696 sqft · built 2022 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $411,106 (Aug 2022) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T220300081 |
| Primary APN | T220300081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 3,392 sqft |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 1,696 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,998 sqft (0.298 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T220300081 |
|---|---|
| Street Address | 1607 MISTY RIVER DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERDALE VLG G #2 LOT 378 |
| Legal Subdivision | RIVERDALE VLG G #2 |
| Legal Lot Number | 378 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 312001 |
1607 Misty River Dr is owned and occupied by two individuals who bought it in August 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1607 MISTY RIVER DR, O FALLON, MO 63366-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| May 26, 2022 | Special Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 202246053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 19, 2022 |
| Property Address | 1607 MISTY RIVER DR, O FALLON, MO 63366-1516 |
| Document Number | 0000046053 |
| Map Reference | DOC 2021R-059543 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022R-046053 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 MISTY RIVER DR, SAINT PAUL, MO 63366-1516 |
| Document Number | 0000046054 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022R-046054 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 26, 2022 |
| Property Address | 1607 MISTY RIVER DR, O FALLON, MO 63366-1516 |
| Document Number | 0000029873 |
| Map Reference | DOC 2021R-059543 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022R-029873 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 239 FOX HILL RD, SAINT CHARLES, MO 63301-3745 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $80,960 | $426,106 Land $70,000 Building $356,106 |
| 2023 | $78,110 | |
| 2022 | $411,106 Land $55,000 Building $356,106 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1607 Misty River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1607 Misty River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PAUL PWS serves 1,700 people · EPA ID MO6011535 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon.
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