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1609 Flower St, McHenry, IL 60050 Property Records

McHenry County property record for 1609 Flower St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,527 sqft · built 1984
Lot Size0.264 acres (11,527 sqft)
OwnerTrust Name on File
Deeds & MortgagesNov 2018 Transfer
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-27-179-007

Property Details

APN / Parcel Number

Primary APN09-27-179-007

Interior

Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,527 sqft Living Area
Gross Area2,769 sqft
1st Floor Area1,242 sqft
Basement Area1,242 sqft

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area11,527 sqft
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1609 FLOWER ST
CityMCHENRY
StateIL
Zip60050-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0039260 LT 4 BLK 4 LAKELAND SHORES UNIT 1 MEMO: SCHMITT, HENRY J/KAREN L TR 2018-1
Legal Range08E
Legal Township45N
Legal Section27
Legal SubdivisionLAKELAND SHORES 01
Legal Tract2018
Legal Block4
Legal Lot Number4
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2029
Census Tract870603

Owner

1609 Flower St is owner-occupied and held in a trust since November 2018.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address1609 FLOWER ST, MCHENRY, IL 60050-3721
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 30, 2017Deed of Trust, Mortgage · Line of Credit
CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 16, 2018
Transfer Doc0000039260
Record UpdatedJun 7, 2026

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateNov 16, 2018
Property Address1609 FLOWER ST, MCHENRY, IL 60050-3721
Document Number0000039260
Instrument DateNov 7, 2018
Instrument39260
Transaction TypeTransfer
Record UpdatedDec 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1609 FLOWER ST MCHENRY IL 600503721, MCHENRY, IL 60050-3721

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1609 FLOWER ST, MCHENRY, IL 60050-3721
Document Number0000015463
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedJun 9, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1609 FLOWER ST MCHENRY IL 600503721, MCHENRY, IL 60050-3721

Mortgage

Document Number0000015463
DateMay 1, 2017
Instrument15463
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 30, 2037
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$59,117 Land $11,549 Building $47,568$177,351 Land $34,647 Building $142,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Flower St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1609 Flower St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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