1603 Flower St, McHenry, IL 60050 Property Records

McHenry County property record for 1603 Flower St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,028 sqft · built 1973
Lot Size0.272 acres (11,851 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Dec 2018)
Deeds & MortgagesJun 2023 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-27-179-009

Property Details

APN / Parcel Number

Primary APN09-27-179-009

Interior

Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,028 sqft Living Area
Gross Area994 sqft
1st Floor Area994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleSplit Level
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area11,851 sqft
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area216 sqft

Location & Zoning

Street Address1603 FLOWER ST
CityMCHENRY
StateIL
Zip60050-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0041677 LT 6 BLK 4 LAKELAND SHORES UNIT 1
Legal Range08E
Legal Township45N
Legal Section27
Legal SubdivisionLAKELAND SHORES 01
Legal Block4
Legal Lot Number6
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2029
Census Tract870603

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1603 FLOWER ST, MCHENRY, IL 60050-3721
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Dec 10, 2018Warranty Deed, Transfer · FHA Mortgage
CIBM BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2018 · Amount on Record
Deed SaleDec 10, 2018 · Amount on Record
Prior SaleDec 29, 2016 · Amount on Record
Deed Document Number2018R0041677
Record UpdatedJun 7, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1603 FLOWER ST, MCHENRY, IL 60050-3721
Transaction TypeMortgage
Record UpdatedJul 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014570
DateJun 20, 2023
Instrument2023R0014570
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1603 FLOWER ST, MCHENRY, IL 60050-3721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026445
DateAug 19, 2019
Instrument2019R0026445
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 10, 2018
Property Address1603 FLOWER ST, MCHENRY, IL 60050-3721
Document Number0000041677
Map ReferenceMB13 PG34 DOC325703
Instrument DateDec 7, 2018
Instrument2018R0041677
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyNLT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address214 WASHINGTON ST, ALGONQUIN, IL 60102-2647

Mortgage

Document Number0000041678
DateDec 10, 2018
Instrument2018R0041678
Lender
NameCIBM BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$68,060 Land $11,549 Building $56,511$204,180 Land $34,647 Building $169,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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