McHenry County property record for 1608 Flower St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,292 sqft · built 1959 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Jun 2010) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-182-002 |
| Primary APN | 09-27-182-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 2,584 sqft |
| 1st Floor Area | 1,292 sqft |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,500 sqft |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1608 FLOWER ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2010R0023794 LT 17 BLK 5 LAKELAND SHORES UNIT 1 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 27 |
| Legal Subdivision | LAKELAND SHORES 01 |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 870603 |
1608 Flower St is owned and occupied by an individual who bought it in June 2010.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1608 FLOWER ST, MCHENRY, IL 60050-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Sep 1, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2010 · Amount on File |
| Deed Sale | Jun 2, 2010 · Amount on File |
| Prior Sale | Aug 9, 2001 |
| Deed Document Number | 2010R0023794 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1608 FLOWER ST, MCHENRY, IL 60050-3722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1608 FLOWER ST, MCHENRY, IL 60050-3722 |
| Document Number | 0000023732 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023R0023732 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1608 FLOWER ST, MCHENRY, IL 60050-3722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1608 FLOWER ST, MCHENRY, IL 60050-3722 |
| Document Number | 0000023810 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022R0023810 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Margin | 4 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1608 FLOWER ST, MCHENRY, IL 60050-3722 |
| Document Number | 0000031874 |
| Instrument Date | Sep 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1608 FLOWER ST MCHENRY IL 600503722, MCHENRY, IL 60050-3722 |
| Document Number | 0000031874 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 31874 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631-3655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $56,968 Land $11,820 Building $45,148 | $170,904 Land $35,460 Building $135,444 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1608 Flower St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1608 Flower St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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