Bay County property record for 1604 E 8th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.101 acres (4,399 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $208 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15945-020-000 |
| Primary APN | 15945-020-000 |
|---|
| Lot Area | 4,399 sqft (0.101 acres) |
|---|---|
| Lot Dimensions | 55 ft deep x 80 ft wide |
| Street Address | 1604 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4216 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC03 |
| Legal Description | 3 4S 14W -134.2- 80A BEG 110 S & 250 W OF NE COR OF SE1/4 OF NE1/4 OF SW1/4 OF SW1/4 TH W 80 S 55 E 80 N 55 TO POB ORB 4184 P 491 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 1700 |
1604 E 8th St, residential vacant land, is held in a trust.
Source: Bay County records, as of August 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5130 BAYOU BLVD, 1, PENSACOLA, FL 32503-2102 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1604 E 8th St was $208, up 11.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208.00 (+11.23%) | $12,609 (-0.31%) | $14,385 (+13.73%) Land $14,384 Building $1 |
| 2024 | $187.00 (-49.18%) | $12,648 (+13.33%) Land $12,648 | $12,648 (+13.33%) Land $12,648 |
| 2023 | $368.00 (+5.75%) | $11,160 (+17.81%) Land $11,160 | $11,160 (+17.81%) Land $11,160 |
| 2022 | $348.00 | $9,473 Land $9,473 | $9,473 Land $9,473 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1604 E 8th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 E 8th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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