1605 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 1605 E 8th St, Panama City, FL 32401

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba
Lot Size	0.057 acres (2,482 sqft)
Owner	Individual Name on Record
Tax Bill	$111 (2025)
Flood Zone	Zone X (minimal risk)
APN	`15945-095-000`

Property Details

APN / Parcel Number

Primary APN	`15945-095-000`

Exterior

Lot Area	2,482 sqft (0.057 acres)
Lot Dimensions	60 ft deep x 42 ft wide

Location & Zoning

Street Address	1605 E 8TH ST
City	PANAMA CITY
State	FL
Zip	32401-4215
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PC03
Legal Description	3 4S 14W-134.11-105A3 BEG 244 W OF NE COR OF SE1/4 OF NE1/4 OF SW1/4 OF SW1/4 TH W 42S60 E 42 N 60 TO POB ORB 1051 38
Legal Range	14W
Legal Township	04S
Legal Section	03
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2042
Census Tract	1700

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 E 8TH ST, PANAMA CITY, FL 32401-4216
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 14, 2024
Transfer Doc	0048831502
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$111.00 (-10.48%)	$6,597 (-5.23%)	$7,917 (+13.73%) Land $7,917
2024	$124.00 (-57.09%)	$6,961 (+13.33%) Land $6,961	$6,961 (+13.33%) Land $6,961
2023	$289.00 (+2.48%)	$6,142 (+17.8%) Land $6,142	$6,142 (+17.8%) Land $6,142
2022	$282.00	$5,214 Land $5,214	$5,214 Land $5,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20