1609 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1609 Clay St, Franklin, VA 23851 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,649 sqft Living Area
Lot Size20,255 sqft (0.465 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2022)
Tax Bill$2,692.00 (2025)

Property Details

APN / Parcel Number

Primary APN085 015 1
Alternative APN
  • 2228

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,649 sqft Living Area
Gross Area2,912 sqft Gross Area
1st Floor1,168 sqft 1st Floor
Stories1 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1994
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,255 sqft (0.465 acres)
Depth X Width270 ft x 75 ft Depth x Width
Deck Area874 sqft Deck
TopographyRolling Topography
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number2228
Street Address1609 CLAY ST
CityFRANKLIN
StateVA
Zip23851-2707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 J C RAWLS PROPERTY CLAY ST 085-(015)-1
Legal SubdivisionJ C RAWLS LOTS
Legal Lot Number1
JurisdictionFRANKLIN CITY VA
Minor Civil DivisionFRANKLIN
Census Blockgroup1
Census Block1051
Census Tract90100

Owner

Source: Franklin City records · APN 085 015 1

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1609 CLAY ST, FRANKLIN, VA 23851-2707
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Jun 17, 2022Warranty Deed, Transfer
BRIDGE TRUST TITLE GROUP
Jan 04, 2017Deed of Trust, Mortgage · Stand Alone Second Mortgage
BRONCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleJun 17, 2022 · Amount on Record
Deed Doc Number20223351
Record RefreshedJun 08, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateDec 20, 2022
Property Address1609 CLAY ST, FRANKLIN, VA 23851-2707
Document Number0220003351
Instrument DateDec 14, 2022
Instrument220003351
Transaction TypeTransfer
Record UpdatedFeb 01, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 CLAY ST, FRANKLIN, VA 23851-2707

Mortgage

Document Number0220003352
DateDec 20, 2022
Instrument220003352
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term351 Months
DueMar 01, 2052
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateJun 17, 2022
Property Address1609 CLAY ST, FRANKLIN, VA 23851-2707
Document Number0220001728
Instrument DateJun 15, 2022
Instrument220001728
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyBRIDGE TRUST TITLE GROUP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31447 JENKINS MILL RD, FRANKLIN, VA 23851-4038

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address1609 CLAY ST, FRANKLIN, VA 23851-2707
Transaction TypeMortgage
Record UpdatedJul 04, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170000023
DateJan 04, 2017
Instrument170000023
Lender
NameBRONCO FEDERAL CREDIT UNION
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,692.00 (+146.07%)$261,400 (+90.11%) Land $34,500 Building $226,900$261,400 (+90.11%) Land $34,500 Building $226,900
2023$137,500 Land $31,200 Building $106,300$137,500 Land $31,200 Building $106,300
2019$1,094.00

Flood & Wildfire

Our records do not include FEMA flood map data for 1609 Clay St; wildfire exposure is none.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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