1525 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1525 Clay St, Franklin, VA 23851 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1979
Square Footage	2,000 sqft Living Area
Lot Size	44,997 sqft (1.03 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2021)
Tax Bill	$2,257.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`085 016 5`
Alternative APN	`1190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,000 sqft Living Area
Gross Area	2,420 sqft Gross Area
1st Floor	1,992 sqft 1st Floor
Attic Area	240 sqft Attic
Attic	1 Attic
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1979
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	44,997 sqft (1.03 acres)
Depth X Width	450 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	720 sqft Garage
Patio Area	216 sqft Patio
Porch Area	300 sqft Porch
Topography	Wooded Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1190
Street Address	1525 CLAY ST
City	FRANKLIN
State	VA
Zip	23851-2705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLIAMS PLAT LOT 5 CLAY ST 085-(016)-5
Legal Lot Number	5
Jurisdiction	FRANKLIN CITY VA
Minor Civil Division	FRANKLIN
Census Blockgroup	1
Census Block	1050
Census Tract	90100

Owner

Source: Franklin City records · APN 085 016 5

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Owner on File
Mailing Address	1525 CLAY ST, FRANKLIN, VA 23851-2705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Oct 07, 2021 Deed Sale Price on Oct 07, 2021 Jan 15, 2015
Deed Doc Number	20213063
Transfer Doc	001500/111
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Oct 07, 2021
Property Address	1525 CLAY ST, FRANKLIN, VA 23851-2705
Document Number	210003063
Instrument Date	Sep 27, 2021
Instrument	210003063
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 CLAY ST, FRANKLIN, VA 23851-2705

Mortgage

Document Number	210003064
Date	Oct 07, 2021
Instrument	210003064

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 (+66.57%)	$219,200 (+30.79%) Land $38,000 Building $181,200	$219,200 (+30.79%) Land $38,000 Building $181,200
2023		$167,600 Land $34,700 Building $132,900	$167,600 Land $34,700 Building $132,900
2019	$1,355.00