1601 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1601 Clay St, Franklin, VA 23851 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1983
Square Footage1,425 sqft Living Area
Lot Size26,484 sqft (0.608 acres)
OccupancyOwner Occupied
Last Sale$252,500 (2026)
Tax Bill$1,747.00 (2025)

Property Details

APN / Parcel Number

Primary APN085 015 4
Alternative APN
  • 3183

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,425 sqft Living Area
Gross Area1,605 sqft Gross Area
1st Floor1,425 sqft 1st Floor
Attic Area320 sqft Attic
Attic1 Attic
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1983
Exterior MaterialBrick Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,484 sqft (0.608 acres)
Depth X Width250 ft x 106 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area576 sqft Garage
Shed1 Shed
Porch Area144 sqft Porch
TopographyWooded Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3183
Street Address1601 CLAY ST
CityFRANKLIN
StateVA
Zip23851-2707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 J C RAWLS MAP CLAY ST 085-(015)-4
Legal Lot Number4
JurisdictionFRANKLIN CITY VA
Minor Civil DivisionFRANKLIN
Census Blockgroup1
Census Block1051
Census Tract90100

Owner

Source: Franklin City records · APN 085 015 4

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1601 CLAY ST, FRANKLIN, VA 23851-2707
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORP
Apr 21, 2023Special Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Jun 22, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Prior SaleApr 21, 2023 · Amount on Record
Deed Doc Number2026891
Record RefreshedJun 08, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN CITY VA
Recording DateMar 30, 2026
Property Address1601 CLAY ST, FRANKLIN, VA 23851-2707
Document Number0260000891
Map ReferenceDOC 0000001660
Instrument DateMar 26, 2026
Instrument260000891
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$252.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 CLAY ST, FRANKLIN, VA 23851-2707

Mortgage

Document Number0260000892
DateMar 30, 2026
Instrument260000892
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateApr 21, 2023
Property Address1601 CLAY ST, FRANKLIN, VA 23851-2707
Document Number0230000836
Instrument DateApr 18, 2023
Instrument230000836
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 CLAY ST, FRANKLIN, VA 23851-2707

Mortgage

Document Number0230000837
DateApr 21, 2023
Instrument230000837
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN CITY VA
Property Address1601 CLAY ST, FRANKLIN, VA 23851-2707
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200001431
DateJun 22, 2020
Instrument200001431
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,747.00 (+61.01%)$169,700 (+30.94%) Land $40,500 Building $129,200$169,700 (+30.94%) Land $40,500 Building $129,200
2023$129,600 Land $36,600 Building $93,000$129,600 Land $36,600 Building $93,000
2019$1,085.00

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