Hamilton County property record for 1609 Bailey Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,600 sqft · built 1900 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Aug 2021) |
| Tax Bill | $1,589 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146J M 024 |
| Primary APN | 146J M 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,750 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000075148 |
|---|---|
| Street Address | 1609 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 12 BLK 15 HIGHLAND PARK ADDN NO 1 PB 1 PG 23 |
| Legal Subdivision | HIGHLAND PARK ADDN N |
| Legal Block | 15 |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 1609 BAILEY AVE, CHATTANOOGA, TN 37404-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Nov 2, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Jun 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Nov 2, 2020 · Amount on Record |
| Deed Document Number | 2021082300007 |
| Deed Book / Page | 12618 / 503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 23, 2021 |
| Property Address | 1609 BAILEY AVE, CHATTANOOGA, TN 37404-3002 |
| Document Number | 0000000007 |
| Book / Page | 12618 / 503 |
| Map Reference | MB 1 PG 23 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021082300007 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE INSURANCE COMPANY, TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 BAILEY AVE # VE, VE, CHATTANOOGA, TN 37404-3002 |
| Document Number | 0012618506 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 12618/506 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 2, 2020 |
| Property Address | 1609 BAILEY AVE, CHATTANOOGA, TN 37404-3002 |
| Document Number | 1102000358 |
| Book / Page | 012215 / 000782 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 201102000358 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1609 BAILEY AVE CHATTANOOGA TN 374043002, CHATTANOOGA, TN 37404-3002 |
| Document Number | 1102000359 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 012215/000785 |
| Instrument | 201102000359 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 6, 2018 |
| Property Address | 1609 BAILEY AVE, CHATTANOOGA, TN 37404-3002 |
| Document Number | 0000000150 |
| Book / Page | 011367 / 000229 |
| Instrument Date | May 31, 2018 |
| Instrument | 150 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $351.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 BAILEY AVE CHATTANOOGA TN 374043002, CHATTANOOGA, TN 37404-3002 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,589.00 (-3.23%) | $104,850 (+42.8%) | $419,400 (+42.8%) Land $70,000 Building $349,400 |
| 2024 | $1,642.00 | $73,425 (-) | $293,700 (-) Land $50,000 Building $243,700 |
| 2023 | $1,642.00 | $73,425 (-) | $293,700 (-) Land $50,000 Building $243,700 |
| 2022 | $1,642.00 | $73,425 | $293,700 Land $50,000 Building $243,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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