1608 Bailey Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1608 Bailey Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,557 sqft · built 2022
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Apr 2020)
Tax Bill$2,306 (2025)
Deeds & MortgagesOct 2022 Mortgage
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN146J N 005

Property Details

APN / Parcel Number

Primary APN146J N 005
Alternative APN
  • 0000075156

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,557 sqft Living Area
Gross Area2,247 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleDuplex Single
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000075156
Street Address1608 BAILEY AVE
CityCHATTANOOGA
StateTN
Zip37404-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 5 BLK 16 HIGHLAND PARK ADDN NO 1 PB1 PG23
Legal SubdivisionHIGHLAND PARK ADDN N
Legal Block16
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1000
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1608 Bailey Ave is owned by two individuals who bought it in April 2020.

Source: Hamilton County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address532 BONERWOOD CT, NASHVILLE, TN 37211-5212
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2022Deed of Trust, Mortgage · Non-Conforming Investor Loan
PINNACLE BANK
Apr 30, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on File
Deed SaleApr 30, 2020 · Amount on File
Deed Document Number2020228
Deed Book / Page11986 / 410
Prior Transfer DateJan 21, 2002
Prior Transfer Doc0000000228
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1608 BAILEY AVE, CHATTANOOGA, TN 37404-3001
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6471 HOLT RD, NASHVILLE, TN 37211-6901

Mortgage

Document Number0000000033
DateOct 10, 2022
Book Page13112/344
Instrument2022101000033
Lender
NamePINNACLE BANK
TypeBank
AddressNASHVILLE, TN 37213
Agreement
TypeNon-Conforming Investor Loan
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 30, 2020
Property Address1608 BAILEY AVE, CHATTANOOGA, TN 37404-3001
Document Number0430000228
Book / Page011986 / 000410
Instrument DateApr 29, 2020
Instrument200430000228
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$352.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address532 BONERWOOD CT NASHVILLE TN 372115212, NASHVILLE, TN 37211-5212

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Bailey Ave was $2,306, down 1.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,306.00 (-1.07%)$152,150 (+45.98%)$608,600 (+45.98%) Land $70,000 Building $538,600
2024$2,331.00$104,225 (-)$416,900 (-) Land $50,000 Building $366,900
2023$2,331.00$104,225$416,900 Land $50,000 Building $366,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1608 Bailey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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