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1605 Bailey Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1605 Bailey Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,056 sqft · built 1996
Lot Size0.154 acres (6,750 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jun 2024)
Tax Bill$1,159 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Apr 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN146J M 026

Property Details

APN / Parcel Number

Primary APN146J M 026
Alternative APN
  • 0000075150

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,750 sqft (0.154 acres)
Lot Dimensions135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000075150
Street Address1605 BAILEY AVE
CityCHATTANOOGA
StateTN
Zip37404-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 14 BLK 15 HIGHLAND PARK ADDN NO 1 PB1 PG23
Legal SubdivisionHIGHLAND PARK ADDN N
Legal Block15
Legal Lot Number14
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2037
Census Tract1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address529 HEARTHSTONE CIR, BRENTWOOD, TN 37027-4333
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2024Warranty Deed, Transfer · Conventional Mortgage
ACOPIA LLC
Apr 5, 2023Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
May 18, 2022Warranty Deed, Construction Loan · Construction Mortgage
PARK PLACE FINANCE LLC
Dec 30, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANK OF THE WEST
Nov 10, 2021Deed, Transfer · Commercial Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2024 · Amount on Record
Deed SaleJun 3, 2024 · Amount on Record
Prior SaleApr 5, 2023 · Amount on Record
Deed Document Number2024060300237
Deed Book / Page13609 / 550
Record UpdatedJun 8, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 3, 2024
Property Address1605 BAILEY AVE, CHATTANOOGA, TN 37404-3002
Document Number0000000237
Book / Page13609 / 550
Map ReferenceMB 1 PG 23
Instrument DateMay 31, 2024
Instrument2024060300237
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 HEARTHSTONE CIR, BRENTWOOD, TN 37027-4333

Mortgage

Document Number0000000238
DateJun 3, 2024
Instrument2024060300238
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2054

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 5, 2023
Property Address1605 BAILEY AVE, CHATTANOOGA, TN 37404-3002
Document Number0000000162
Book / Page13256 / 171
Map ReferenceMB 1 PG 23
Instrument DateApr 3, 2023
Instrument2023040500162
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$943.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 BAILEY AVE, CHATTANOOGA, TN 37404-3002

Mortgage

Document Number0132560174
DateApr 5, 2023
Instrument13256-0174
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

May 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 18, 2022
Property Address1605 BAILEY AVE, CHATTANOOGA, TN 37404-3002
Document Number0000000132
Book / Page12962 / 657
Map ReferenceMB 1 PG 23
Instrument DateMay 9, 2022
Instrument2022051800132
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2025
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$839.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14333 ADDISON ST #208 # 208, 208, CHATTANOOGA, TN 37404

Mortgage

Document Number0129620687
DateMay 18, 2022
Instrument12962-0687
Lender
NamePARK PLACE FINANCE LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueJun 1, 2023

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1605 BAILEY AVE, CHATTANOOGA, TN 37404-3002
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000066
DateDec 30, 2021
Book Page12791/683
Instrument2021123000066
Lender
NameBANK OF THE WEST
TypeBank
AddressSAN RAMON, CA 94583
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON TN
Recording DateNov 10, 2021
Property Address1605 BAILEY AVE, CHATTANOOGA, TN 37404-3002
Document Number0000000314
Book / Page12729 / 902
Map ReferenceMB 1 PG 23
Instrument DateOct 26, 2021
Instrument2021111000314
Transaction TypeTransfer
Record UpdatedJan 1, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$595.70
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number0012791683
DateNov 10, 2021
Instrument12791/683
Lender
NameBANK OF THE WEST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,159.00 (+32.76%)$76,475 (+95.96%)$305,900 (+95.96%) Land $70,000 Building $235,900
2024$873.00$39,025 (-)$156,100 (-) Land $50,000 Building $106,100
2023$873.00$39,025 (-)$156,100 (-) Land $50,000 Building $106,100
2022$873.00$39,025$156,100 Land $50,000 Building $106,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimSep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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