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1608 Rugby Rd, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1608 Rugby Rd, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property TypeApartments (5+ Units)
Details3,039 sqft · built 1984
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on File
Last Sale$116,000 (Oct 2013)
Tax Bill$8,464 (2025)
Deeds & MortgagesApr 2024 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.21-2-34

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-34
Alternative APN
  • 150005002100020340000000

Interior

Units3 Units
Stories2 Stories
Building Area3,039 sqft Gross Area
Basement Area1,554 sqft
Unfinished Basement1,554 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area306 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area651 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1608 RUGBY RD
CitySCHENECTADY
StateNY
Zip12309-5651
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number34.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3002
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-2-34

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2390 PARKVILLE PL, SCHENECTADY, NY 12309-6706
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · Commercial Mortgage
PIONEER BANK
May 24, 2022Quit Claim Deed, Transfer · Commercial Mortgage
BPL MORTGAGE TRUST LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2013 · Amount on Record
Deed SaleOct 21, 2013 · Amount on Record
Prior SaleOct 05, 2005 · Amount on Record
Deed Document Number201346700
Deed Book / Page1883 / 926
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1608 RUGBY RD, SCHENECTADY, NY 12309-5651
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9011, NISKAYUNA, NY 12309-0011

Mortgage

Document Number0000021148
DateApr 11, 2024
Book Page5367/392
Instrument202421148
Lender
NamePIONEER BANK
TypeBank
AddressALBANY, NY 12211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 24, 2022
Property Address1608 RUGBY RD, SCHENECTADY, NY 12309-5651
Document Number0000027518
Book / Page2085 / 252
Instrument DateJan 31, 2022
Instrument202227518
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyTITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2390 PARKVILLE PL, SCHENECTADY, NY 12309-6706

Transferred To (Grantee/Buyer)

NameVerified Name
Address2390 PARKVILLE PL, SCHENECTADY, NY 12309-6706

Mortgage

Document Number0000027519
DateMay 24, 2022
Instrument202227519
Lender
NameBPL MORTGAGE TRUST LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,464.00 (+11.43%)$142,680 (-) Land $9,300 Building $133,380$236,264 (+30.82%) Land $15,400 Building $220,864
2023$142,680 (-) Land $9,300 Building $133,380$180,608 (+3.8%) Land $11,772 Building $168,836
2022$142,680 Land $9,300 Building $133,380$174,000 Land $11,341 Building $162,659
2021$7,596.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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