Schenectady County and Schenectady City property record for 1586 Rugby Rd, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,480 sqft · built 1917 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,500 (Dec 2022) |
| Tax Bill | $6,950 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.21-1-15 |
| Primary APN | 421500 50.21-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Total Area |
| 1st Floor Area | 1,240 sqft |
| 2nd Floor Area | 1,240 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 155 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 520 sqft |
| Patio Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1586 RUGBY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3021 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1586 RUGBY RD, SCHENECTADY, NY 12308-3021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on Record |
| Deed Sale | Dec 9, 2022 · Amount on Record |
| Prior Sale | Jan 4, 2006 · Amount on Record |
| Deed Document Number | 202265019 |
| Deed Book / Page | 2098 / 914 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 9, 2022 |
| Property Address | 1586 RUGBY RD, SCHENECTADY, NY 12308-3021 |
| Document Number | 0000065019 |
| Book / Page | 2098 / 914 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 202265019 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | MG TITLE SERVICES, 3G TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $894.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 RENAS DR, COHOES, NY 12047-1010 |
| Name | Verified Name |
|---|---|
| Address | 409 MCCLELLAN ST, SCHENECTADY, NY 12304-1133 |
| Document Number | 0000065020 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 5277/447 |
| Instrument | 202265020 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2052 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,950.00 (+6.42%) | $125,500 (-) Land $18,800 Building $106,700 | $207,816 (+30.82%) Land $31,131 Building $176,685 |
| 2023 | $125,500 (-) Land $18,800 Building $106,700 | $158,861 (+3.8%) Land $23,798 Building $135,063 | |
| 2022 | $125,500 Land $18,800 Building $106,700 | $153,049 Land $22,927 Building $130,122 | |
| 2021 | $6,531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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