1613 Rugby Rd, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1613 Rugby Rd, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,834 sqft · built 1910
Lot Size	0.134 acres (5,840 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Dec 2017)
Tax Bill	$6,549 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 50.21-2-10`

Property Details

APN / Parcel Number

Primary APN	`421500 50.21-2-10`
Alternative APN	`150005002100020100000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,834 sqft Total Area
1st Floor Area	1,288 sqft
2nd Floor Area	1,288 sqft
Upper Floors Area	258 sqft
Attic	Attic
Attic Area	258 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Stone
Lot Area	5,840 sqft (0.134 acres)
Lot Dimensions	146 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	460 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1613 RUGBY RD
City	SCHENECTADY
State	NY
Zip	12309-5631
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PART OF 2 STUCCO AND GARAGE
Legal Subdivision	ALBERT VAN VOAST
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3001
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-2-10

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1615 RUGBY RD, SCHENECTADY, NY 12309-5631
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage TRUSTCO BANK
Apr 29, 2021	Deed of Trust, Mortgage TRUSTCO BANK
Dec 15, 2017	Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Sep 09, 2014 · Amount on Record
Deed Document Number	201756547
Deed Book / Page	1977 / 539
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1613 RUGBY RD, SCHENECTADY, NY 12309-5631
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 RUGBY RD, SCHENECTADY, NY 12309-5631

Mortgage

Document Number	0000019552
Date	Apr 29, 2021
Book Page	5094/894
Instrument	202119552

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1613 RUGBY RD, SCHENECTADY, NY 12309-5631
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 RUGBY RD, SCHENECTADY, NY 12309-5631

Mortgage

Document Number	0000019551
Date	Apr 29, 2021
Book Page	5094/888
Instrument	202119551

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 15, 2017
Property Address	1613 RUGBY RD, SCHENECTADY, NY 12309-5631
Document Number	0000056547
Book / Page	1977 / 539
Instrument Date	Dec 04, 2017
Instrument	201756547
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 RUGBY RD, 1615, SCHENECTADY, NY 12309-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 HOOVER RD, NISKAYUNA, NY 12309-4113

Mortgage

Document Number	0000056548
Date	Dec 15, 2017
Instrument	201756548

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,549.00 (+6.78%)	$115,700 (-) Land $17,400 Building $98,300	$191,588 (+30.82%) Land $28,813 Building $162,775
2023		$115,700 (-) Land $17,400 Building $98,300	$146,456 (+3.8%) Land $22,025 Building $124,431
2022		$115,700 Land $17,400 Building $98,300	$141,098 Land $21,220 Building $119,878
2021	$6,133.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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