1608 N Gemstone Pl, Post Falls, ID 83854 Property Records

Kootenai County property record for 1608 N Gemstone Pl, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 2003
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,300 (May 2021)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P43000030020`

Property Details

APN / Parcel Number

Primary APN	`P43000030020`
Alternative APN	`243847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	243847
Street Address	1608 N GEMSTONE PL
City	POST FALLS
State	ID
Zip	83854-5474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JASPER MEADOWS, LT 2 BLOCK 3 3651N05W
Legal Range	05W
Legal Township	51N
Legal Section	36
Legal Subdivision	MEADOWS
Legal Block	3
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1062
Census Tract	502

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1608 N GEMSTONE PL, POST FALLS, ID 83854-5474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Line of Credit BANNER BANK
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Deed Document Number	20212831218
Last Transfer Date	Sep 18, 2023
Transfer Doc	0002948543
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1608 N GEMSTONE PL, POST FALLS, ID 83854-5474
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 N GEMSTONE PL, POST FALLS, ID 83854-5474

Mortgage

Document Number	3028078000
Date	Dec 24, 2025
Instrument	3028078000

Lender

Name	BANNER BANK
Type	Bank
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 5, 2021
Property Address	1608 N GEMSTONE PL, POST FALLS, ID 83854-5474
Document Number	2831218000
Map Reference	MB 1 PG 467
Instrument Date	May 3, 2021
Instrument	2831218000
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1608 N GEMSTONE PL, POST FALLS, ID 83854-5474

Mortgage

Document Number	2831219000
Date	May 5, 2021
Instrument	2831219000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+5.41%) Homeowner's exemption	$399,207 (-0.59%) Land $178,537 Building $220,670	$399,207 (-0.59%) Land $178,537 Building $220,670
2024	$1,423.00 (+9.97%)
2023	$1,294.00 (-31.17%) Homeowner's exemption	$401,566 (-5.59%) Land $172,500 Building $229,066	$401,566 (-5.59%) Land $172,500 Building $229,066
2022	$1,880.00 Homeowner's exemption	$425,337 Land $172,500 Building $252,837	$425,337 Land $172,500 Building $252,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wind Wireless.

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