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1546 N Gemstone Pl, Post Falls, ID 83854 Property Records

Kootenai County property record for 1546 N Gemstone Pl, Post Falls, ID 83854

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,966 sqft · built 2004
Lot Size0.236 acres (10,280 sqft)
Owner2 Individual Names on File
Last Sale$724,850 (Aug 2021)
Tax Bill$2,127 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNP4300003006A

Property Details

APN / Parcel Number

Primary APNP4300003006A
Alternative APN
  • 243851

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,966 sqft Living Area
1st Floor Area940 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area10,280 sqft (0.236 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Pole Barn1,440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number243851
Street Address1546 N GEMSTONE PL
CityPOST FALLS
StateID
Zip83854-5469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJASPER MEADOWS, TX#20011 IN LTS 6 & 7 BLOCK 3 3651N05W
Legal Range05W
Legal Township51N
Legal Section36
Legal SubdivisionMEADOWS
Legal Block3
Legal Lot Number6-7
JurisdictionKOOTENAI ID
Township / Civil DivisionPOST FALLS-RATHDRUM
Census Block Group1
Census Block1062
Census Tract502

Owner

1546 N Gemstone Pl is owned and occupied by two individuals who acquired it in September 2023.

Source: Kootenai County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1546 N GEMSTONE PL, POST FALLS, ID 83854-5469
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Warranty Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Dec 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2021 · Amount on File
Deed SaleAug 20, 2021 · Amount on File
Deed Document Number20212854159
Last Transfer DateSep 18, 2023
Transfer Doc0002948543
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateAug 20, 2021
Property Address1546 N GEMSTONE PL, POST FALLS, ID 83854-5469
Document Number2854159000
Map ReferenceMB I PG 467
Instrument DateAug 17, 2021
Instrument2854159000
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyNORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1546 N GEMSTONE PL, POST FALLS, ID 83854-5469

Mortgage

Document Number2854160000
DateAug 20, 2021
Instrument2854160000
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address1546 N GEMSTONE PL, POST FALLS, ID 83854-5469
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2726572000
DateDec 9, 2019
Instrument2726572000
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1546 N Gemstone Pl was $2,127 with a homeowner's exemption, up 2.5% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityPost Falls City
Unified School DistrictPost Falls School District 273 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,127.00 (+2.46%) Homeowner's exemption$522,207 Land $178,537 Building $343,670$522,207 Land $178,537 Building $343,670
2024$2,076.00 (+10.31%)
2023$1,882.00 (-32.01%) Homeowner's exemption$536,939 (-6.58%) Land $172,500 Building $364,439$536,939 (-6.58%) Land $172,500 Building $364,439
2022$2,768.00 Homeowner's exemption$574,758 Land $172,500 Building $402,258$574,758 Land $172,500 Building $402,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1546 N Gemstone Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1546 N Gemstone Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Ziply Fiber
Fiber		6,000 / 6,000
Spectrum
Cable		1,000 / 1,000
Intermax Networks
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Wind Wireless.

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