1540 N Gemstone Pl, Post Falls, ID 83854 Property Records

Kootenai County property record for 1540 N Gemstone Pl, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,405 sqft · built 2004
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$587,584 (Oct 2025)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P4300003007A`

Property Details

APN / Parcel Number

Primary APN	`P4300003007A`
Alternative APN	`243852`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,405 sqft Living Area
1st Floor Area	265 sqft
Great Room	Great Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Attached
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	243852
Street Address	1540 N GEMSTONE PL
City	POST FALLS
State	ID
Zip	83854-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JASPER MEADOWS, TX#20010 IN LT 7 BLOCK 3 3651N05W
Legal Range	05W
Legal Township	51N
Legal Section	36
Legal Subdivision	MEADOWS
Legal Block	3
Legal Lot Number	7
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1062
Census Tract	502

Owner

1540 N Gemstone Pl is owned and occupied by two individuals who bought it in October 2025.

Source: Kootenai County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1540 N GEMSTONE PL, POST FALLS, ID 83854-5469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GLOBAL CU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Sep 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Jan 5, 2023 · Amount on File
Prior Transfer Date	Sep 18, 2023
Prior Transfer Doc	0002948543
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jan 5, 2023
Property Address	1540 N GEMSTONE PL, POST FALLS, ID 83854-5469
Document Number	2925680000
Map Reference	MB I PG 467
Instrument Date	Dec 19, 2022
Instrument	2925680000
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	NOT AVAILABLE, FLYING S T&E CD A

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 N GERMSTONE PLACE, POST FALLS, ID 83854-5469

Mortgage

Document Number	2925681000
Date	Jan 5, 2023
Instrument	2925681000

Lender

Name	GLOBAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1540 N GEMSTONE PL, POST FALLS, ID 83854-5469
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2862162000
Date	Sep 29, 2021
Instrument	2862162000

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1540 N GEMSTONE PL, POST FALLS, ID 83854-5469
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2654650000
Date	Jul 31, 2018
Instrument	2654650000

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	1540 N GEMSTONE PL, POST FALLS, ID 83854-5469
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2814003000
Date	Feb 22, 2021
Instrument	2814003000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 27, 2017
Property Address	1540 N GEMSTONE PL, POST FALLS, ID 83854-5469
Document Number	2613541000
Map Reference	MB I PG 467
Instrument Date	Sep 27, 2017
Instrument	2613541000
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1540 N GEMSTONE PL, POST FALLS, ID 83854-5469

Tax Assessment & Valuation

The 2025 property tax bill for 1540 N Gemstone Pl was $2,433, down 22.7% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,433.00 (-22.74%)	$528,187 Land $178,537 Building $349,650	$528,187 Land $178,537 Building $349,650
2024	$3,149.00 (+3.69%)
2023	$3,037.00 (-11.97%)	$527,590 (-6.53%) Land $172,500 Building $355,090	$527,590 (-6.53%) Land $172,500 Building $355,090
2022	$3,450.00	$564,438 Land $172,500 Building $391,938	$564,438 Land $172,500 Building $391,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 N Gemstone Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1540 N Gemstone Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wind Wireless.

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