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1608 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1608 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,000 sqft · built 1940
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Jun 2021)
Tax Bill$3,153 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Aug 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN79243

Property Details

APN / Parcel Number

Primary APN79243
Alternative APN
  • 012630000103300030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Heated Area
Gross Area1,224 sqft
1st Floor Area880 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2000
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area319 sqft
FenceFence
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79243
Street Address1608 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-4371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 330 LOTS 3 & 4 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block330
Legal Lot Number3 4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2051
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1608 MISSOURI AVE, SAINT CLOUD, FL 34769-4371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Warranty Deed, Transfer · VA Mortgage
MID-CONTINENT FUNDING INC
Aug 30, 2017Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
May 2, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleAug 30, 2017 · Amount on Record
Deed Document Number2021085315
Deed Book / Page5971 / 1405
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 2, 2021
Property Address1608 MISSOURI AVE, SAINT CLOUD, FL 34769-4371
Document Number0059711405
Book / Page5971 / 1405
Map ReferenceMB B PG 33&34
Instrument DateMay 28, 2021
Instrument2021085315
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyCORTITLE LLC, CORETITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,463.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2221 SPRING LAKE CIR, 2221, SAINT CLOUD, FL 34771-8856

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 MISSOURI AVE, SAINT CLOUD, FL 34769-4371

Mortgage

Document Number59711407
DateJun 2, 2021
Instrument5971/1407
Lender
NameMID-CONTINENT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 30, 2017
Property Address1608 MISSOURI AVE, SAINT CLOUD, FL 34769-4371
Document Number0052022903
Book / Page5202 / 2903
Map ReferenceMB B PG33&34
Instrument DateAug 29, 2017
Instrument2017125969
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyOSCEOLA TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7106 INDIANGRASS RD, 7106, SAINT CLOUD, FL 34773-6067

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 MISSOURI AVE, SAINT CLOUD, FL 34769-4371

Mortgage

Document Number0052022906
DateAug 30, 2017
Instrument5202/2906
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 2, 2017
Property Address1608 MISSOURI AVE, SAINT CLOUD, FL 34769-4371
Document Number0051410376
Book / Page005141 / 000376
Instrument DateMay 1, 2017
Instrument64639
Transaction TypeTransfer
Record UpdatedJun 26, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1608 MISSOURI AVE ST CLOUD FL 347694371, ST CLOUD, FL 34769-4371

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,153.00 (+6.41%) Homeowner's exemption$219,075 (+5.99%)$226,500 (+9.58%) Land $46,800 Building $179,700
2023$2,963.00 (-10.89%) Homeowner's exemption$206,700 (+12.15%) Land $42,500 Building $164,200$206,700 (+12.15%) Land $42,500 Building $164,200
2022$3,325.00$184,300 Land $35,100 Building $149,200$184,300 Land $35,100 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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